P J Hayman & Company Ltd
Travel Insurance & Scheme Specialists

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Featured Product – Top Up My Cover Cancellation Insurance

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Featured Product – Top Up My Cover Cancellation Insurance

By on May 10, 2021 in P J Hayman Update |

Are you finding it challenging to source a cancellation cover limit high enough for a client’s exclusive trip? Or, maybe your clients are demanding a higher cancellation cover limit due to the consequences of the Coronavirus Pandemic?

There may be several reasons…

With our unique policy – Top Up My Cover – Cancellation Insurance, your clients can have full cancellation cover and travel with peace of mind.


top up my cover cancellation insurance

What are the key benefits of taking out Top Up My Cover – Cancellation Insurance?


Top Up My Cover Cancellation Insurance is simply a “top up” to a main travel insurance policy with some innovative benefits:


  • Top Up My Cover Cancellation allows a maximum ‘top up’ of £20,000 per person.

The overall limit is £100,000 per policy.


  • You can offer Top Up My Cover Cancellation to anyone aged 79 years or under. 

Please note that for clients aged 75-79 the maximum ‘top-up’ cover limit is £15,000.


  • Your client will receive extra cancellation cover, ensuring that all their holiday costs can be fully covered.

However, they must have at least £1,000 of cancellation cover per person on their main travel insurance policy.


  • The policy provides cover for any destination your client may wish to visit, for any trip duration. 

As long as they’re venturing to a location covered on their main policy.


  • There’s no need for your clients to declare any medical conditions.

No lengthy medical screening process will be required.


  • Top Up My Cover – Cancellation will cover your client for cancellation cover, as long as their main provider does.

Top Up My Cover will only pay after a valid claim has been made on your client’s main travel insurance policy. So it doesn’t matter where they travel, how long they travel for, or if they have medical conditions.


Please note: Be aware that there’s a waiting period of 7 days from the time that this policy is taken out. Anything that could give rise to a claim within this time period will not be covered.


For further details of Top Up My Cover – Cancellation Travel Insurance, read the policy in full here.

Also, if you require cover for a client above this limit, view the details of an alternative policy – High Value Travel Cancellation Insurance.




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