Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.


What The GHIC Card Offers You When You Travel

Are you and your clients aware of the Global Health Insurance Card (GHIC)? Travelling to and from the EU has changed post-Brexit. However, travelling with a Global Health Insurance Card and...

Specialist Travel Insurance for Veterans banner

Specialist Travel Insurance for Veterans

On Tuesday 4th June at 08:00, 25 D-Day veterans departed by ferry from P J Hayman’s closest city – Portsmouth - to France alongside a flotilla of vintage warships. These included Royal Navy...

travel insurance expensive

Why is travel insurance expensive?

If you've recently questioned why is travel insurance expensive? Our knowledgeable team has uncovered the answers. Travel insurance may add to the costs of a holiday. However, travelling with a...

Free Spirit Improvements

From the 3rd of May, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new A-rated...

product manager

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...

p j Hayman's improvements to tumc

Improvements at P J Hayman include regularly reviewing our unique product range.  Each product provides specialist travel insurance solutions to all – regardless of risk. Our focus for February has been on our Adventures and Top Up My Cover (TUMC) policies.

If your clients wish to book an adventure of a lifetime, full of thrilling activities, or need cancellation cover for a luxurious trip, take note of our product improvements below to help your adventurous clients – travel, with confidence.

 Improvements to Top Up My Cover

Discover how this unique and flexible policy provides additional cancellation cover.

Improvements to Adventures

  • The age limit is increasing from 69 to 75.
  • Updated activity list to include motorcross, motorcycling, and a ski instructor course.*
  • There is a maximum annual multi trip limit of 60 days for each trip (limited to 31 days for ages 70-75 years).
  • For single trip policies, there is a limit of 6 months (limited to 3 months for ages 65-69 and 31 days for ages 70-75)

*View this adventurous travel policy in full to read all the terms and conditions.

Learn more about this tailor-made policy which includes Covid cover.


Download all the important documents

  • Top Up My Cover

Find all Top Up My Cover’s important changes. Download the updated policy.

  • Adventures

Read all Adventures important changes. View the updated policy.



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