Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.


Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.

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We were thrilled to be awarded Personal Lines Specialist Broker of the Year at the National Insurance Awards 2023 on Thursday 9th March. The awards ceremony took place at the London Marriott Hotel, Grosvenor Square, London.

Peter Hayman (MD) represented the P J Hayman & Company team to bring home this prestigious award for the P J Hayman trophy cabinet.

Although travel was hit hard by the pandemic, we’ve followed our plan for recovery. Investing in infrastructure, systems and a roots and branches review of the business. Also, we recently rebranded to re-energise both the business and our team.

Our knowledgeable, helpful, and friendly team helped us win the award. Together, we’ve continued to innovate our niche policies, to provide specialist travel insurance solutions to everyone regardless of risk.

How did we win Personal Lines Specialist Broker of the Year?

We have tailored products for niche areas of travel insurance.

Most travel insurance follows a very recognisable standard format. We estimate around 80% of travel insurance falls within this category. The remaining 20% is more niche and indeed specialist, which is where we provide most of our travel insurance solutions.

For instance, we have a specialist activity product called Adventures. Adventures provides tailor-made insurance for individuals and groups who cover for sports, hazardous activities, occupations – or that adventure of a lifetime! Also, this product provides cover to a range of Affinity Groups within the activity sector, such as The British Caving Association and Motorcycle Track Days.

We were cited for our range of products

It’s important to note that our customers come from a diverse pool including affinity groups, membership schemes, broker networks, aggregators and direct sources. We also partner with many organisations including charities, service providers, travel agents, tour operators, government agencies and have a prominent voice within industry organisations such as BIBA, ATII and TIIC. Therefore, we continue to make improvements to our innovative product range to meet our customer’s needs by covering high level risks.

 Some of our innovative products include:

  • Free Spirit Travel Insurance was the first of its kind to provide cover for all ages and medical conditions. In essence, our philosophy for this product is that nobody should travel without cover for their medical condition(s). Also, Coronavirus Cover, is included with each Free Spirit policy, which includes cancellation, emergency medical and associated expenses, and overseas hospital benefit.
  • Staycationplan provides cover for UK Holidays. It’s a specialist product that was produced during the pandemic. Also, it includes COVID-19 Cancellation Cover.
  • Top Up My Cover (TUMC), which is a unique and flexible policy that provides cancellation insurance for expensive trips. It allows travellers to top up the amount of cover required (above the underlying policy) by up to £50,000 per person to ensure they can experience that “trip of a lifetime”.

Overall, we provide an outstanding service justified by positive customer reviews…

“I needed to purchase travel insurance for a trip to Hungary. In my mid 70s and a few medical issues so travel insurance is not easy to find. I was helped today by Ray, and she walked me through every option available.

Ray was thorough and empathic when asking all the medical questions. My questions were all sympathetically dealt with, and I had no doubts about the level of cover or the costs. It was refreshing to be told prices which included the IPT component of government take.

Ray spent around 20 minutes on the phone with me and the result was I had obtained travel health insurance for my trip and now know where to send friends and relatives who need travel insurance if they have existing medical conditions.

Thank you, Ray and Free Spirit Travel Insurance. Your customer service was outstanding.”

Read more reviews.

Plus, we receive positive endorsements from specialist broker partners…

‘If one were to look up the word ‘specialist’ in the Insurance Dictionary, you would see the name PJ Hayman and Company. A specialist Insurance Broker must display the ability to develop and market products that no one else offers and many people want.

When Campbell Irvine were first approached by PJ Hayman & Company with their new Top Up My Cancellation Policy, we were blown away by the simple elegance of the product and wondered why no one else had previously offered this type of specialist insurance. But then ensuring high value holidays is not as simple as it may at first look. There is no doubt that innovation and a desire to create unique specialist policies is at the very heart of what makes PJ Hayman & Company such a special company to work with.’

Anthony Kaye, MD at Campbell Irvine

A quote from Peter Hayman

“I am delighted that P J Hayman & Company won the Personal Lines Specialist Broker of the Year award at the award ceremony. We were cited for our range of products and responding with tailored products for niche areas of travel insurance. Well done to my great team, and a big thank you to our supporters in the industry.”

Find out who all the winners were at the National Insurance Awards.

Discover our previous rewards.