Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.


Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.

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high value holidays

High-value holidays are what dreams are made of on grey days before we reach for our umbrella. Some of the best high-value holidays are within easy reach of high-net-worth individuals.

Holidays for high-net-worth individuals include all-inclusive stays on intimate cruise ships. Or on idyllic islands within luxury resorts and villas. With planning, their accommodation comes complete, with personalised menus and staff. Plus, exclusive use of all the facilities!

On the other hand, travellers longing for once-in-a-lifetime trips may prefer other experiences. These could include ski holidays in unique resorts, exploring majestic mountain ranges, or rolling across azure waves on a yacht. 

Yet, what should be at the forefront of their mind, is suitable travel insurance to cover all their experiences. So, whatever the high-value holiday and whoever the individual, P J Hayman can usually provide cover. If you’d like to assist a high-net-worth client, friend or relative, here are P J Hayman’s travel insurance policies for their high-value holidays.

High-Value Cancellation Cover

Suitable for individuals, families, and groups under 70 (in good health). High-Value Cancellation Cover is a unique, stand-alone policy that safeguards high-value holiday bookings.

The key features of High-Value Cancellation Cover:

  • ‘Top-up’ the level of travel insurance you’ve already purchased for a trip up to £500,000*.
  • Cover for Cancellation, Abandonment, Postponement, Interruption or Curtailment.
  • Extended stay and travel delay extension is available.
  • Cover for extended trips.
  • Cover for travellers who need to visit a country facing terrorism (including cross-border threats),

*Higher limits considered.


Top Up My Cancellation Cover

Unlike High-Value Cancellation Cover, Top Up My Cancellation Cover (TUMC) is flexible. It tops up an existing travel insurance policy to provide high levels of cancellation cover for high-value holidays.

The key features of Top Up My Cancellation Cover:

  • A ‘top-up’ of up to £50,000 per person. †
  • A limit of £100,000 per policy.
  • Cover for all destinations and whatever trip duration – when covered by the main travel insurance policy.
  • Follow all requirements and terms of the main policy, and no medical screening will be required.
  • Suitable for travellers aged up to 85 years old.

† The largest ‘top up’ is £50,000 per person (£15,000 per person if aged 75-79. £10,000 per person if aged 80-85).


What’s in it for you?

If you suggest one of our policies to a client, competitive commission rates will apply. 

Commission on Top Up My Cover is 20%.

For more information about commission rates, speak to our knowledgeable team


Download P J Hayman’s policies that provide cover for high-value holidays

High-Value Cancellation Cover

Read the benefits of taking out High-Value Cancellation Cover.

Download the policy wording for details.

Top Up My Cancellation Cover

View the benefits of taking Top Up My Cancellation Insurance.

Download the policy wording for more information.



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