Business travellers both individual and companies requiring a wide-ranging and competitive travel insurance package.
Available to UK, Isle of Man and Channel Island residents.
UK is defined as – England, Scotland, Wales and Northern Ireland
Channel Islands is defined as – Jersey, Guernsey, Sark, Alderney and Herm
75 years at the start date of your policy.
AWP P&C SA and administered in the UK by Allianz Global Assistance.
This is an Annual Multi-trip travel insurance policy covering business travel for individuals or for companies.
In addition to high levels of cover, the policy also includes other essentials such as business equipment/samples, staff replacement, cost of a replacement trip, loss of frequent flyer points and even “bumped” flights – see the Insurance Policy for further details.
- Medical and Emergency Expenses up to £10,000,000
- Cancellation, Loss of Deposit or Curtailment up to £10,000
- Personal Accident up to £50,000
- Business Equipment /Samples up to £5,000 (single item limit £2,000)
- Personal Possessions up to £2,500 (single item limit £500; valuables limit £500)
- Staff Replacement Costs up to £10,000
- Re-arranged Trip Costs up to £2,500
- Loss of Frequent Flyer Points up to £1,500
- Bumped Flight up to £200
- Unexpected early return to place of business up to £1,000
- Kidnap and Hijack cover up to £25,000
- Personal Liability cover up to £2,000,000
- Journey Disruption including airspace closure up to £5,000
- Legal Expenses up to £50,000
Leisure only trips up to 45 days duration can be included by paying an additional premium – your family will be automatically covered (cover for your Directors/Principals – which includes the Owner, Chairman, Managing Director or Executive Director of your Company – will be offered FREE of charge).
Note: A limit of up to £2,500 per person applies to Cancellation, Curtailment, Abandonment cover or Journey Disruption including airspace closure .
- Flexible approach to cover where the premium is either based on the number of employees travelling or declared ‘trip pattern’
- Simple to administer (no declarations)
- No policy excess
- Automatic Leisure Travel & Winter Sports extension for primarily Business Trips
- Cover for accompanying spouse and children
- Cover can be provided for both manual and non manual occupations
There are two ways to obtain the cover –
(a) Per person basis – with group discounts applying for more than 5 staff on the policy.
(b) Travel pattern basis – a flat premium based on the predicted number of trips.
Insurance Premium Tax: Applied at current rate.
HOW TO APPLY:
Brokers and Agents:
Last updated: 6th September 2019.
With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.
As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats.
We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Specific products include: Business; Coach Plus Breakdown; Coach Plus Driver; and SAFI.