Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.


What The GHIC Card Offers You When You Travel

Are you and your clients aware of the Global Health Insurance Card (GHIC)? Travelling to and from the EU has changed post-Brexit. However, travelling with a Global Health Insurance Card and...

Specialist Travel Insurance for Veterans banner

Specialist Travel Insurance for Veterans

On Tuesday 4th June at 08:00, 25 D-Day veterans departed by ferry from P J Hayman’s closest city – Portsmouth - to France alongside a flotilla of vintage warships. These included Royal Navy...

travel insurance expensive

Why is travel insurance expensive?

If you've recently questioned why is travel insurance expensive? Our knowledgeable team has uncovered the answers. Travel insurance may add to the costs of a holiday. However, travelling with a...

Free Spirit Improvements

From the 3rd of May, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new A-rated...

product manager

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...

Travel, with Confidence


All About PJH

Since 1990, PJH has built a reputation as a well-respected Travel Insurance provider and schemes intermediary.

Over this time, they have pioneered many products such as Free Spirit, Travel Plus and Top Up My Cover, making them the go-to specialist travel insurance provider.

Click the link below to find out all about PJH values, heritage and the people who make the company tick.


See what previous customers have had to say about their experiences with PJH.


No age limit on the Annual Travel Insurance Policy. Free Spirit was highly recommended to me by several friends. The staff were very courteous and extremely efficient in handling my application. Everything was explained clearly and spelled out in easily understandable terms. Policy Documents arrived within a couple of days of me agreeing to take out the policy.

Mr John Cornell

Ease of obtaining insurance via the website. The premium for my age and medical conditions is excellent value. I have used this company in previous years and when making a claim during this time found the procedure and outcome satisfactory.

Jeanne Sellars

I have been using Free Spirit for years and this was my annual renewal. They are one of the few policies offering 45-day duration.

Peter Jackson

It’s the first time I’ve ever had any dealings with Free spirit travel insurance and it was very informative, professional and really helpful nothing was too much trouble. I have already recommended Free Spirit to my friends.

Mrs McFadden

Having used Free Spirit several times, I’m confident that I will be dealt with efficiently. I was not disappointed on this occasion. As well as sorting out my insurance for my forthcoming holiday the operative also helped my understanding of annual insurance which was very helpful as I’m at present considering a long-haul trip but haven’t yet booked. When I have booked I will certainly use Free Spirit again.


P J Hayman provides an exceptional service and it is a pleasure to deal with them. Their team has been there to support the launch of a new travel scheme and update and extend our existing schemes to ensure that we are maximising every opportunity. They have supported us with system training, staff training, and general day-to-day queries – nothing is ever too much trouble for them.

As a partner, I feel we have built a very strong working relationship, and it has been great to be able to visit their offices, and for some of their staff to visit us – putting a face to the name has really helped to strengthen our working relationship, which I can only see will continue to grow. I couldn’t ask for more.


‘On behalf of everyone at Wishes 4 Kids, I would like to thank Paula Jeffery and the amazing team at P J Hayman (Free Spirit) for their incredible kindness and support over many years. With your help, we have been able to grant the wishes of lots of very poorly children by sending them on a magical VIP experience to Disneyland Paris. This is our most popular wish and provides our ‘wish’ children and their families with memories that will last forever. The biggest thank you comes from every child whose dreams you have helped to come true.’

Wishes 4 Kids

We are thrilled to have partnered with P J Hayman. P J Hayman’s values align with those of the Revival event in supporting local businesses and many of our ‘Free Spirit’ visitors would benefit from insurance services offered by P J Hayman. They will have the opportunity to meet and discuss travel insurance over the Revival weekend.

Southwick Revival

We have been offering PJ Hayman’s insurance products to our customers since January 2017, and the experience has been excellent, even through the difficult Covid period. Their team provides tailored solutions that meet our client’s needs, and their professionalism and responsiveness make our partnership seamless. We confidently recommend PJ Hayman’s services to anyone looking for reliable insurance solutions.”


We have been proud partners of PJ Hayman for over two years. Encephalitis is a devastating brain condition with multiple outcomes – for us, we were delighted to partner with PJ Hayman to allow our community to access tailored, specialist travel insurance coverage that they may be unable to get elsewhere. Many of our community are proud to be able to sort their travel insurance and support a good cause simultaneously. I would highly recommend all the PJ Hayman team who remain fantastic supporters of the charity and our community.

Encephalitis International