Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

Adventures

For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Broker Page

Find useful product information.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Reviews

Happy customers are at the heart of everything we do.

Awards

Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.

Contact

All P J Hayman Key Contacts and how to get in touch.

Go green for responsible travel banner image

Go Green for Responsible Travel

Responsible travel may appeal to you if you’re conscious about your impact on the environment when planning a worldwide trip. Travelling to far-flung destinations is an exciting prospect, which...

the luxury travel fair banner image

Meet P J Hayman at The Luxury Travel Fair 2025

We’re thrilled to be exhibiting at The Luxury Travel Fair from Thursday 6th – Sunday 9th November, at Olympia London. On stand LT-B06, we’ll be showcasing our unique and flexible products, which...

top up cancellation

How Does Top Up My Cover Work?

With the cost of going on holiday steadily rising, it’s important to be aware of the top-up cover options out there if you have to cancel or curtail (cut short) your holiday. Most travel...

Insurance policy claims

Travel Insurance Claims: Explained

When choosing a travel insurance policy, you’ll focus on weighing up the various benefits on offer and make a decision based on factors such as competitive pricing, value for money, and your...

Travel, with confidence

Products

All About PJH

Since 1990, PJH has built a reputation as a well-respected Travel Insurance provider and schemes intermediary.

Over this time, they have pioneered many products such as Free Spirit, Travel Plus and Top Up My Cover, making them the go-to specialist travel insurance provider.

Click the link below to find out all about PJH values, heritage and the people who make the company tick.

Testimonials

See what previous customers have had to say about their experiences with PJH.

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Good experience…

This was the first time I have had to make a claim and once I’d got the paperwork together it was settled very quickly. We had to change travel plans at very short notice due to delays and it is reassuring to know that the extra expense is covered without a lot more hassle.

Jason
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Very happy with the product, the price and the service

Hayman’s provided me with a good level of insurance cover for a non-standard itinerary (a 72-day ski trip), at a competitive price. Unfortunately I had to make a claim for one small incident. Hayman’s handled my claim very efficiently and promptly – very impressed all round with the product, the price and the service. Will definitely use them again and recommend them.

Andrew Woodward
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Great hassle-free service

For the first time in my life, I had to make a travel insurance claim. I spoke to Rory at PJ Hayman, and he guided me through the process. The form to complete was clear. It was of course, helpful that I had all the necessary supporting evidence (which, of course, is necessary). I posted the claim 5 days ago, and today Rory emailed me with the settlement. The settlement was in line with what I thought it would be, and in line with my supporting evidence. No quibbles. I am delighted the claim has been processed so quickly and without any hassles. My thanks to Rory and PJ Hayman. When medical expenses had to be paid after my accident, everything just happened in the background without me being troubled. In conclusion, it was also good that I had a quality insurance policy with BMC Insurance. It is good that their claims are processed through PJ Hayman.

Michael-Carson
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Free Spirit helped with travel insurance for my husband, who has a limiting illness. They were so helpful, supportive, and understanding, and I could not ask for more.

Mr Adrian Mark Holt
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This is the 4th time we have used Free Spirit, a friendly operative explains all the options available, which takes about 20 minutes. Prices are quite competitive compared with other insurers.

Michael De Micheli
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Rapid answer to telephone call by patient and understanding call holder who dealt with 5e situation quickly and efficiently. 

Roy Randall
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Very helpful staff who guided us to on line content which suited out needs. All sorted in a matter of minutes.

John Mallet
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The lovely lady who carried out our quotation made my experience great. She made the experience very simple and explained everything to me. We have been with your company several times, but I think this lady was extremely professional.

Mrs Catherine Melia
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Very helpful. After trying to complete an online application and not sure about some of the health questions I decided to call. The agent was extremely patient and reassuringly answered all my questions. Very happy with the service.

PV
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We have been using Free Spirit for 12 or more years now. We have had single journey and yearly cover. As both my husband and I are in our 80’s and have health issues we are more than satisfied with the level of cover.

Mrs Susan Brown