Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.


Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.


What The GHIC Card Offers You When You Travel

Are you and your clients aware of the Global Health Insurance Card (GHIC)? Travelling to and from the EU has changed post-Brexit. However, travelling with a Global Health Insurance Card and...

Specialist Travel Insurance for Veterans banner

Specialist Travel Insurance for Veterans

On Tuesday 4th June at 08:00, 25 D-Day veterans departed by ferry from P J Hayman’s closest city – Portsmouth - to France alongside a flotilla of vintage warships. These included Royal Navy...

travel insurance expensive

Why is travel insurance expensive?

If you've recently questioned why is travel insurance expensive? Our knowledgeable team has uncovered the answers. Travel insurance may add to the costs of a holiday. However, travelling with a...

Free Spirit Improvements

From the 3rd of May, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new A-rated...

product manager

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...

Travel, with Confidence


All About PJH

Since 1990, PJH has built a reputation as a well-respected Travel Insurance provider and schemes intermediary.

Over this time, they have pioneered many products such as Free Spirit, Travel Plus and Top Up My Cover, making them the go-to specialist travel insurance provider.

Click the link below to find out all about PJH values, heritage and the people who make the company tick.


See what previous customers have had to say about their experiences with PJH.


‘On behalf of everyone at Wishes 4 Kids, I would like to thank Paula Jeffery and the amazing team at P J Hayman (Free Spirit) for their incredible kindness and support over many years. With your help, we have been able to grant the wishes of lots of very poorly children by sending them on a magical VIP experience to Disneyland Paris. This is our most popular wish and provides our ‘wish’ children and their families with memories that will last forever. The biggest thank you comes from every child whose dreams you have helped to come true.’

Gary Lowe, Charity Manager
Wishes 4 Kids

We are thrilled to have partnered with P J Hayman. P J Hayman’s values align with those of the Revival event in supporting local businesses and many of our ‘Free Spirit’ visitors would benefit from insurance services offered by P J Hayman. They will have the opportunity to meet and discuss travel insurance over the Revival weekend.

Martin Bazeley, Chairman
Southwick Revival

We have been offering PJ Hayman’s insurance products to our customers since January 2017, and the experience has been excellent, even through the difficult Covid period. Their team provides tailored solutions that meet our client’s needs, and their professionalism and responsiveness make our partnership seamless. We confidently recommend PJ Hayman’s services to anyone looking for reliable insurance solutions.”

Ben Morgan, Managing Director

We have been proud partners of PJ Hayman for over two years. Encephalitis is a devastating brain condition with multiple outcomes – for us, we were delighted to partner with PJ Hayman to allow our community to access tailored, specialist travel insurance coverage that they may be unable to get elsewhere. Many of our community are proud to be able to sort their travel insurance and support a good cause simultaneously. I would highly recommend all the PJ Hayman team who remain fantastic supporters of the charity and our community.

Calum Goodwin, Head of Partnerships and Giving Development
Encephalitis International

This year is the first in several that we contacted a competitor. They were competitive but not what we were looking for. And they never phoned back as promised. We didn’t mind but that’s not how to win new business…

We have been clients of Free Spirit Travel for a few years now and have always found the right kind of cover for our extensive travel. One of us has a medical condition that other insurance companies and underwriters just will not entertain. Free Spirit has always been there for us, which means that we can enjoy travel and not worry about what could go wrong! We just don’t bother even trying to contact anyone else as it would be wasting our time, and theirs!

Thanks to everyone involved for providing us with what we need. We’re off to Devon for a week shortly, really need the break!

Dee and Graham

I’m paying for peace of mind because I know it’s an easy process… I also had to make a claim in 2015 because my father died, and we needed to cancel the trip. However, it was an easy and helpful process.

That’s why I’d recommend Free Spirit to a good friend because getting a quote and applying for a claim is easy to do. All the people are very helpful and friendly and the questions are asked in a professional manner… I appreciate the medical questionnaire and know what to expect now – familiarity.

I know Free Spirit and P J Hayman is an excellent service and have not looked anywhere else.


I spoke to a human! Hooray! I rang and actually spoke, quickly, to a real human! Amazingly helpful and went through the whole policy with me to conclusion. Thank you.


Needed clarification of an item on the policy that I had just purchased online. The call was answered promptly and the question answered in detail. It is a pleasure to have such good service and not have endless delays.

Ray Harvey

Neil was so kind and sympathetic to my newly diagnosed medical condition he had patience. I didn’t feel rushed. We have another trip planned this year and will definitely be booking the whole family on that policy. Amazing company.

Deborah Yates

Excellent Travel Cover. We have chosen Free Spirit several times as it suits our situation. The annual travel insurance for a couple does not require us to live at the same address and allows us to travel independent of each other.


Mrs Stella Barnes