Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.


Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.

Specialist Travel Insurance for Veterans banner

Specialist Travel Insurance for Veterans

On Tuesday 4th June at 08:00, 25 D-Day veterans departed by ferry from P J Hayman’s closest city – Portsmouth - to France alongside a flotilla of vintage warships. These included Royal Navy...

travel insurance expensive

Why is travel insurance expensive?

If you've recently questioned why is travel insurance expensive? Our knowledgeable team has uncovered the answers. Travel insurance may add to the costs of a holiday. However, travelling with a...

Free Spirit Improvements

From the 3rd of May, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new A-rated...

product manager

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...


How Our Broker Team Would Embrace Set Jetting

Set jetting is a growing travel trend. Have you heard of it? It’s when we're inspired to visit a location we've seen in a top film or TV show. If you watched the Oscars or BAFTA, you would have...

P J Hayman Testimonials

This year is the first in several that we contacted a competitor. They were competitive but not what we were looking for. And they never phoned back as promised. We didn’t mind but that’s not how to win new business… We have been clients of Free Spirit Travel for a few years now and have always found the right kind of cover for our extensive travel. One of us has a medical condition that other insurance companies and underwriters just will not entertain. Free Spirit has always been there for us, which means that we can enjoy travel and not worry about what could go wrong! We just don’t bother even trying to contact anyone else as it would be wasting our time, and theirs! Thanks to everyone involved for providing us with what we need. We’re off to Devon for a week shortly, really need the break!
Dee and Graham

I’m paying for peace of mind because I know it’s an easy process… I also had to make a claim in 2015 because my father died, and we needed to cancel the trip. However, it was an easy and helpful process.

That’s why I’d recommend Free Spirit to a good friend because getting a quote and applying for a claim is easy to do. All the people are very helpful and friendly and the questions are asked in a professional manner… I appreciate the medical questionnaire and know what to expect now – familiarity.

I know Free Spirit and P J Hayman is an excellent service and have not looked anywhere else.


I spoke to a human! Hooray! I rang and actually spoke, quickly, to a real human! Amazingly helpful and went through the whole policy with me to conclusion. Thank you.


Needed clarification of an item on the policy that I had just purchased online. The call was answered promptly and the question answered in detail. It is a pleasure to have such good service and not have endless delays.

Ray Harvey

Neil was so kind and sympathetic to my newly diagnosed medical condition he had patience. I didn’t feel rushed. We have another trip planned this year and will definitely be booking the whole family on that policy. Amazing company.

Deborah Yates

Excellent Travel Cover. We have chosen Free Spirit several times as it suits our situation. The annual travel insurance for a couple does not require us to live at the same address and allows us to travel independent of each other.


Mrs Stella Barnes

They were very helpful to me and my wife in understanding pre-existing medical issues. And were very competitive on price.

Evelyn Jones

Consistent insurance – I have used Free Spirit Insurance for four years, which speaks for itself. The internet site is easy to use and any queries are dealt with efficiently.

Jim Hewitt

The person who helped me to arrange travel insurance was very patient and kind too. I am hopeless with modern technology. His name is Neil and I would have given him a hug if we were in the same room.

Mrs Dorothy Davis

Every time I have phones I have been dealt with promptly and with empathy. Would definitely recommend!

C Mac