Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance, simplified.

Adventures

For hazardous activities while overseas.

Longstay & Gap Year

Insurance For Life's Great Adventures

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Travel Insurance Solutions

Travel insurance for bespoke high risks.

Cruise Travel Insurance

Find out more about our cruise specific benefits available with Free Spirit and Travel Plus.

Solo Travel Insurance

Travel Insurance to cover for those people who are travelling solo.

Medical Travel Insurance

We can cover most pre-existing medical conditions and disabilities.

High Risk Travel Insurance

P J Hayman’s range of travel insurance solutions to cover high risks.

Activity Cover

Several of our policies cover a range of activities as standard, find out more here.

UK Travel Insurance

We have policies that can provide travel insurance for UK only trips.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Reviews

Happy customers are at the heart of everything we do.

Awards

Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.

Our Services

P J Hayman's range of in-house services.

Broking

Work with us and learn more about travel insurance.

Open an Account

Find out how to open an account with us.

Broker Support

Useful information such as visual aids & guides.

Work With Us

View P J Hayman’s range of in-house services.

Broker Login

Click here to login to your broker account.

Contact

Find out contact details here.

Top 5 Medical Conditions Covered for Emergency Medical Costs

Top 5 Medical Conditions Covered for Emergency Medical Costs

Top 5 Medical Conditions Covered for Emergency Medical Costs In 2025, 95% of medical condition quotes completed with P J Hayman were accepted, and cover was offered. Getting travel insurance when you have pre-existing medical conditions can be challenging. That’s...

Why is Having Holiday Cancellation Cover Important?

Why is Having Holiday Cancellation Cover Important?

Why is Having Holiday Cancellation Cover Important? Holiday Cancellation Cover is a key feature of a travel insurance policy. If your holiday has to be cancelled unexpectedly, you'll miss the holiday. Yet you'll be compensated for any prepaid costs that can't be...

You’ve Spoken, We’ve Listened

You’ve Spoken, We’ve Listened

You've Spoken, We've Listened At P J Hayman, we’re always looking for ways to improve our service. With this in mind, we’ve found a way to make our service as tailored to our clients as possible. Any feedback we’ve received, we’ve taken on board, and where possible,...

What Our Travel Insurance Covers

 

P J Hayman Travel Insurance can cover many different types of travel.

  • P J Hayman stands out as an unrivalled travel insurance specialist by covering lots of scenarios.
  • We’ve led the travel insurance market to continually meet customer needs.
  • We have a friendly and knowledgeable team that are here to help.
  • We have several different policies we can utilise.
  • We can help you to travel, with confidence.

Our Cover

Testimonials

See what our previous customers say about their experience with the P J Hayman team.

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The website was easy to negotiate.

Sheila
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The company was recommended by my insurance brokers, who gave me a contact number. When I phoned, I got a prompt response from a REAL person (!) called Katie, who was very efficient and knowledgeable. She guided me through the options and then took payment over the phone. Excellent experience all round. And I wasn’t even required to download an App for once!!

Mr Bury
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Fantastic service and real empathy shown for my circumstances. Thank you Rory and team. Fast approval and fast payment.

Jacki
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A good human experience. So much nicer to deal with a warm human being. So a good experience in contrast to dealing with AI. I hope you continue to have a human contact & least for the few years that my wife & I have to bare our physical frailties.

Brain
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Making an insurance claim is never a nice experience, because you’ve generally already suffered something which has resulted in the need to claim. That being said, PJ Hayman were exceptional – both in the support they provided whilst abroad, and the speed of settling the claim once back in the UK. Other insurance companies need to follow their example! Special shoutout to Rory Gowland for his excellent customer service!

Neil
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We have been using Free spirit for the past 3 yrs now and we find them to be an excellent insurance company. Great service. The Advisor we had by the name of Ros was An absolute Gem of Person to talk to nothing was too much trouble for her. Great telephone manner.

Michael Adams
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I spoke with Carla to arrange my travel insurance and she was pleasant, patient and most helpful. It was a good experience and a pleasure to do business with her, thank you.

Margaret Fielder
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I have used BMC (British Mountaineering Council) Insurance for numerous years to cover trips to many remote and mountainous locations. Until this year, I had never needed to make a claim, but then when I had an accident in the French Alps, their reputation for excellent coverage proved entirely justified. I called the claim line and was put through to a specialist centre who made all the arrangements to fly me home the next day. I then made a claim for the medical expenses I had incurred in France and the next trip I had booked but was now unable to undertake. Both claims were handled by Rory at PJ Hayman in a prompt, friendly and professional manner, including a call to clarify some questions I had on completing the claim form questions. Nothing about my recovery home and subsequent claims could have been handled any better. Highly satisfied with the service provided!

Stephen Wass
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I had a query on the wording of our renewal so I called customer service and they were excellent and very friendly.

Katie Norman
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Been with free spirit 12 years best company to take out insurance with.

Mrs E A Wright