Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.


For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.


Designed for UK-based holidays.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.


Happy customers are are the heart of everything we do.


Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.


All P J Hayman Key Contacts and how to get in touch.

product manager

Meet P J Hayman’s Product Manager

We recently welcomed Michelle to our team as our new Product Manager. Michelle brings a wealth of expertise to our friendly team of expert advisors. She'll be reviewing our range of products,...

Free Spirit Improvements

From the 1st of April, improvements are coming to Free Spirit. These are designed to allow more people to go for longer trips with higher rates of cover. The product is also moving to a new...

P J Hayman Supports Southwick Revival

Southwick Revival ‘Spirit Of D-Day’ is taking place across Saturday 8th and Sunday 9th of June to commemorate the 80th anniversary of D-Day. Visit the sleepy, small village of Southwick,...


A Policy For Luxurious Holidays

Luxurious holidays and multigenerational holidays have been increasing in popularity for some time. In a recent article in the Sunday Times, it revealed that Grandparents are treating their...

Free Spirit’s 5 Star Rating

Free Spirit’s 5 Star Rating

Free Spirit Super Duper has again achieved a 5-star rating from defaqto, making it the 7th year in a row we have had the rating. Who is defaqto? You may be familiar with defaqto and defaqto Star...

exclusive holidays

Exclusive holidays appeal to the 59% of travellers who’ll be spending more in 2024 on their holidays. Their holidays may include all-inclusive stays on intimate cruise ships, idyllic islands, or luxury villas. These can include personalised itineraries, menus, and staff alongside exclusive use of all the facilities!

High-net-worth individuals wish to indulge in more exclusive experiences. Think relaxing within unique resorts, taking scenic helicopter flights overlooking the Whitsundays, Australia, or exploring majestic mountain ranges, such as the Himalayas in Nepal.

However, what all these travellers need to focus on is sourcing suitable travel insurance to cover all their exclusive holidays and experiences. Whatever the exclusive holiday and whoever the individual is, P J Hayman can usually assist by providing cover.

The Key Features of High-Value Cancellation Cover

Suitable for individuals, families, and groups under 70 (in good health). High-Value Cancellation Cover is a unique, stand-alone policy that safeguards high-value holiday bookings.

  • It’s suitable for individuals, families, and groups under 70 (in good health).
  • You can ‘Top-up’ the level of travel insurance you’ve already purchased for a trip up to £500,000*.
  • There is cover for Cancellation, Abandonment, Postponement, Interruption or Curtailment.
  • Extended stay and travel delay extension is available.
  • Cover is provided for extended trips.
  • Cover for travellers who need to visit a country facing terrorism (including cross-border threats),

*Higher limits considered.

What’s in it for you?

Suggest high-value cancellation cover for a client’s exclusive holiday for a competitive commission rate. 

For more information about commission rates, speak to our knowledgeable team.

Download our high-value cancellation policy for exclusive holidays

Read the benefits of taking out High-Value Cancellation Cover.

Download the policy wording for details.



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