P J Hayman & Company Ltd
Travel Insurance & Scheme Specialists

Celebrating 25 Years

Worldwide – EEA Residents – Already Travelled?

Worldwide – UK & EEA Residents (including already travelled)


Residents of the UK or EEA who are looking for travel insurance while travelling outside of their home country (including those who have already travelled). The policy provides a wide range of cover and flexible options as detailed below.


This product is called Voyager Plus. It is available to UK and EEA residents. There is no age limit for Single Trip cover. Annual Multi-trip cover is available up to age 69.

Please note – for those who have already travelled, cover is available on a Single Trip basis and must be arranged for the remaining period of the trip beginning on the day following purchase.


Single and Multi-Trips in 2021

  • Single Trips can only be purchased for trips starting on or after 1st of April 2021.
  • Annual Multi-Trips can be purchased now, however, no travel can take place until on or after the 1st April 2021.
  • Already Departed policies cannot be issued.


Important information for UK residents

Whilst Voyager Plus Travel Insurance can provide cover for Travel for Business and Leisure purposes it is now limited to Business Travel Only in the short term in accordance with Government Guidelines.

The Government has stated that you MUST NOT leave home including to travel abroad, unless you have a legally permitted reason to do so, such as for essential work purposes.

If you feel that you have an essential reason to travel, please be aware that in the event of a claim you will be asked to prove without a doubt that the reason for your trip was essential. If you are unable to do so your claim may be at risk of not being met. If you are in any doubt about whether your trip is deemed essential, please check on the gov.uk website.

If you are wishing to travel for leisure purposes then we are only able to provide cover for trips that start on or after 1st of April 2021.



  • Emergency Medical & Repatriation Expenses:
    • £/€ 5,000,000 with Standard cover.
    • £/€ 10,000,000 with Prime cover.
    • £/€ 10,000,000 with Black cover.
  • Cancellation or Curtailment Cover:
    • £/€ 1,000 with Standard cover.
    • £/€ 5,000 with Prime cover.
    • £/€ 10,000 with Black cover.
  • Baggage Cover:
    • £/€ 1,000 with Standard cover.
    • £/€ 2,500 with Prime cover.
    • £/€ 3,500 with Black cover.
  • Baggage/Travel Delay, Missed Departure, Journey Disruption
  • Personal Liability, Legal Expenses
  • Holiday Financial Protection – available with Prime and Black cover only.
  • Options include
    • Winter Sports
    • Enhanced Travel or Terrorism Disruption
    • Gadget Insurance
    • Cruise Plus Insurance
    • Business Plus Insurance
    • Sports Equipment & Cycle Insurance
    • …and More…


  • Available to UK and EEA Residents
  • Cover includes leisure, business and cruise trips as standard
  • No age limit on Single Trip Policies (Trip duration limits apply)
  • Single Trip cover from 3 days to 18 months (up to 24 months upon referral)
  • 21 days Winter Sports cover included as standard on Annual Multi-trip policies
  • All Family members named on an Annual Multi-trip policy can travel separately
  • 24/7/365 assistance service for medical emergencies anywhere in the world
  • Fast, fair and efficient claims handling service
  • Medical, Evacuation and Repatriation Cover
  • Quick and easy to apply online
  • Instant e-mail delivery of documents
  • Premiums & coverage available in pounds and euros

For further information, please read the Policy Wording.



We are working with Voyager Insurance Services Ltd on this product. They are authorised and regulated by the Financial Conduct Authority. The policy is underwritten by an ‘A’ rated global insurance company.


  • A global award-winning provider of travel insurance founded in 1996
  • Highly flexible and competitive products
  • Products offering many additional covers beyond travel medical cover
  • UK based service centre
  • Underwritten by an ‘A’ Rated Global Insurance Company
  • FCA Regulated and approved


All plans, benefits and premiums are available in a choice of GBP£ and EUR€.


Brokers and Agents:

Or call 02392 419 050 Mon to Fri 9am – 5pm.

Direct customers:

Or call 02392 419 050 Mon to Fri 9am – 5pm.

Last updated: 20th January 2021.


With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.


As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats.


We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Specific products include: Business; Coach Plus Breakdown; Coach Plus Driver; and SAFI.

ATII_logoBIBAHayman B2BFCO_logo2
Wide range of covers for UK Nationals already abroad, Expatriates and other Nationals