In addition to holding the rates for 2015, we are pleased to offer a special 10% premium discount to customers who take out a ‘Longstay & Backpacker’ policy between now and 31st October 2015 – perfect timing for the new gap year departures and anyone else taking an extended trip abroad!

To find out more about Longstay & Backpacker click here.

10% DISCOUNT FOR POLICIES TAKEN OUT BETWEEN NOW AND 31 OCTOBER 2015

Longstay & Backpacker is the essential policy for those taking extended trips abroad such as a gap year, round the world trip or work abroad – see ‘Key Features’ below.

Two levels of cover to choose from:

‘Backpacker’ provides essential cover for cancellation, curtailment, personal possessions, emergency medical expenses, personal liability and personal accident.

‘Longstay’ provides higher limits and additional cover for departure delay, missed departure, possessions delayed in transit, personal money & travel documents and legal advice & expenses.

KEY FEATURES OF LONGSTAY & BACKPACKER

✓  10% premium discount – for policies purchased between now and 31 October 2015.

✓  Two levels of cover to choose from – Longstay cover is available up to age 75 (69 if travelling outside of Europe, Australian and New Zealand destinations). Backpacker cover is available up to age 39.

✓  Return Home Option – ideal for people wishing to break their trip midway, say, at Christmas or Easter. The policy provides cover for up to two trips home (maximum 21 days per trip) during the policy period.

✓  Automatic ‘Stop-Over’ Cover – cover is automatically provided for ‘stop-overs’ of up to 7 days maximum in a higher rated area e.g. travelling to New Zealand via the USA. This can be extended to a maximum of 31 days on payment of an additional premium.

✓  Free sports & activities cover – a wide range of activities are automatically covered under both Longstay and Backpacker with Activity Pack 1. Other activities can be covered for an additional premium.

✓  Cover available for trips up to 18 months

EXAMPLE PREMIUMS (WITH 10% DISCOUNT INCLUDED)

Destination & Duration	Backpacker (age 16 – 39)	Longstay (age 40 – 65)
Europe – 3 months	£33.30 (saving £3.70)	£64.80 (saving £7.20)
Australia & NZ – 6 months	£91.80 (saving £10.20)	£150.30 (saving £16.70)
Worldwide – 12 months	£258.30 (saving £28.70)	£532.80 (saving £59.20)

WE ARE HERE TO HELP

For assistance with your client’s travel insurance requirements, please contact the Broker Development Team on 02392 419 050 or email info@pjhayman.com – we’ll be delighted to help!