Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

Adventures

For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Travel Insurance Solutions

Travel insurance for bespoke high risks.

Cruise Travel Insurance

Find out more about our cruise specific benefits available with Free Spirit and Travel Plus.

Solo Travel Insurance

Travel Insurance to cover for those people who are travelling solo.

Medical Travel Insurance

We can cover most pre-existing medical conditions and disabilities.

High Risk Travel Insurance

P J Hayman’s range of travel insurance solutions to cover high risks.

Activity Cover

Several of our policies cover a range of activities as standard, find out more here.

UK Travel Insurance

We have policies that can provide travel insurance for UK only trips.

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Giving travellers the freedom to travel, with confidence.

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Over thirty years providing specialist travel insurance solutions.

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Free Spirit’s Super Duper Cover is Rated 5 Stars by Defaqto

Free Spirit’s Super Duper Cover is Rated 5 Stars by Defaqto

Free Spirit's Super Duper Cover is Rated 5 Stars by Defaqto What is a Defaqto rating? You may have seen Defaqto mentioned when looking at insurance, or you’ve seen them featured in news articles. Defaqto is one of the most trusted sources for information on the...

P J Hayman’s Broker Christmas Competition

P J Hayman’s Broker Christmas Competition

P J Hayman's Broker Christmas Competition  Broker Christmas competitions are what we love to run in the lead up to the Yuletide festivities, to engage with brokers near and far. Our competitions are open to all brokers up and down the country. Whether you’ve been...

A large multi-generational family holiday

Top Multi-Generational Family Holidays for Half-Term

 

Multi-generational family holidays are becoming increasingly more popular in 2025. Parents and their children are often accompanied on their holidays by extended relatives, such as grandparents or cousins, so that they can all spend quality time together. A study by Condor Ferries showed that 68% of families took their vacations abroad in 2024, with 47% of travellers choosing to go on multi-generational family holidays. Let’s explore some of the top family holidays to inspire you this half-term.

 

Things to Consider Before Planning a Family Holiday

 

  • Going on a multi-generational family holiday doesn’t mean you have to spend every minute together. It’s okay if the grandparents need a breather or if some people don’t want to do a certain activity. Make sure to lay out your expectations and boundaries before booking anything.
  • Consider accessibility. Does anyone going on the trip require special access or maybe struggles with lots of walking? Make sure to take this into account when booking accommodation and activities.
  • Find out everyone’s needs beforehand. Are you all on the same page? Do you want a relaxing holiday or an action-packed one?

Go on a Magic Voyage

A family holiday on a large cruise ship

Family holidays need to have activities that appeal to all ages, so why not go somewhere that is child-approved? According to a recent survey, 91% of parents ask their children to specify their preferred holiday destinations. To find a holiday that suits children, adults and seniors, we looked at a Disney Cruise.

Cruising has long been a popular holiday choice, and a Disney Cruise has something for all the family. Included in the price, you will find entertainment such as shows and deck parties. These trips also host everything from youth clubs to nightclubs. If you want a more relaxed experience, themed dining and cinema experiences may be the ideal on-board activities for you to enjoy. There really is something for the whole family on this holiday!

 

Take the Whole Family to Greece

A family friendly aqua park in Greece

Greece is always an appealing holiday destination, and the temperatures stay warm through the shoulder season. In particular, Crete is a great option for a family holiday. They have a popular aqua park which is perfect for children and families, as well as a “relax area”. This chill-out zone features a large swimming pool, sun loungers, and a gentle “lazy river” water ride. Perfect for older members of the family when they need a bit of a rest and recuperation.

Alternatively, head to the beautiful Greek island of Kefalonia. Going in October will mean you get to experience the sunshine on some of the best beaches without the crowds. Try your hand at some adventures for all the family with snorkelling or scuba diving along the coast. What better way to bring the family together?

 

Take a Walk Through Time

two large statues in an egyptian museum

A great way to spend time with all the family is by visiting some museums while you’re away. Head to the Grand Egyptian Museum in Cairo Egypt, which is the world’s largest museum. Here you’ll find ancient statues and relics that children can marvel at, plus they’ll learn lots of interesting facts about the Pharaohs that may help them with their history homework!

There are many other activities for a family holiday in Egypt. Explore the Sharm Desert in a unique way, by taking the family on a quad bike tour. This is perfect for a thrill-seeking family, and children aged four-years-old and up can participate. If this isn’t one for the grandparents, why not take the afternoon to relax by the hotel pool?

 

Experience the Countryside for a Family Holiday

An adventure filled family holiday in the uk

To have a fun family holiday with every generation, you don’t have to travel far. Why not head on a UK break to the countryside for a breath of fresh air? Cabin breaks are a popular staycation option that provides on-site activities for the family. For example, everyone can get involved in a bike ride through the forest areas. Or for those who are more adventurous, try your hand at swinging through the tree tops on an adventure course.

October weather can be unpredictable, so make sure you take your raincoat! If it does rain while you’re away, don’t let it spoil the fun. Take a wet walk and jump in some muddy puddles – the children are sure to love it.

 

Wrap up Warm for This Family Holiday

Skiing holiday for every generation

How about a coolcation for this October half-term family holiday? There are many different ski resorts around, but let’s look at one with facilities to suit the whole family. In Finland, Ruka has a ski resort that offers a host of activities, from reindeer safaris and sleigh rides to cross-country skiing.

This holiday is the perfect way to get in the festive spirit in the lead-up to Christmas. There are plenty of restaurants and bars if you want a break from the slopes. But it is also completely beginner-friendly, so don’t worry about needing skiing experience for this holiday. Get your coat on and go!

Don’t Forget to Insure Your Family Holiday

The most important thing to do as soon as you book is to find suitable insurance. Our Adventures policy can cover up to 400 activities and covers people up to 75 years old. We do also have a Free Spirit policy, which has no upper age limit for most destinations. So, like your holiday, we have something for everyone! Let us help you travel, with confidence.

Infographic showing what safety gear you should wear abroad
Adventures Ecard

Written by Bethany Toon

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