P J Hayman & Company Ltd
Travel Insurance & Scheme Specialists

Celebrating 25 Years


High Value Travel Cancellation Insurance

HIGH VALUE TRAVEL CANCELLATION INSURANCE

A stand-alone policy to protect high value holiday bookings

DESIGNED FOR

Individuals, families and groups requiring high levels of cancellation insurance cover for their holiday/trip.

COVER PROVIDED

The Scheme provides high value cancellation, abandonment, interruption and curtailment cover for specified single trips. It is intended as a ‘top-up’ over the level of existing cover in place, providing insurance in excess of the underlying travel insurance.

Cover is available up to £500,000 to protect individual holidays and trips to most destinations.

Optional covers are available for extended stay, travel delay; and terrorism including cross-border threat.

See the Insurance Policy for further details.

KEY FEATURES

  • For holidays and trips up to £500,000*.
  • Cover available for persons aged under 70 who are in good health.
  • For UK domiciled individuals, although can be endorsed for most countries.
  • Cover includes Cancellation, Abandonment, Postponement, Interruption or Curtailment.
  • Extended stay / travel delay extension available.
  • Terrorism including cross-border threat extension available.

ELIGIBILITY

  • Travellers with underlying travel insurance in place with a minimum of £7,500 cancellation cover per person**.
  • Available to those who are UK, Isle of Man and Channel Island domiciled.
  • UK is defined as – England, Scotland, Wales and Northern Ireland.
  • Channel Islands is defined as – Jersey, Guernsey, Sark, Alderney and Herm.
  • Can be endorsed for most countries.

* Higher limits will be considered.
** Consideration will be given for those without existing travel insurance.

AGE LIMIT

Up to 70 years and in good health at the start date of the policy.

MAIN EXCLUSIONS

  • Pre-existing physical, psychological or medical conditions.
  • Pregnancy or any related problems.
  • Financial causes, fraud, misrepresentation or concealment by the Proposer.
  • Contractual dispute including wilful breach of a contract by the insured.
  • Any act of terrorism (unless additional cover is provided and the additional premium paid).

UNDERWRITTEN BY

Arc International, a trading name of Apex Insurance Services, who are authorised and regulated by the Financial Conduct Authority.

Brit Syndicate Limited at Lloyd’s.

HOW TO APPLY:

Brokers and Agents:

Please complete an Application Form and return it to us via post, email or fax. Alternatively, call 02392 419 050 Mon to Fri 9am – 5pm.

Direct customers:

Please complete an Application Form and return it to us via post, email or fax. Alternatively, call 02392 419 050 Mon to Fri 9am – 5pm.

Last updated: 11th October 2019.

TRAVEL INSURANCE

With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.

PERSONAL INSURANCE

As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats.

CORPORATE INSURANCE

We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Specific products include: Business; Coach Plus Breakdown; Coach Plus Driver; and SAFI.

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