Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance, simplified.

Adventures

For hazardous activities while overseas.

Longstay & Gap Year

Insurance For Life's Great Adventures

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Travel Insurance Solutions

Travel insurance for bespoke high risks.

Cruise Travel Insurance

Find out more about our cruise specific benefits available with Free Spirit and Travel Plus.

Solo Travel Insurance

Travel Insurance to cover for those people who are travelling solo.

Medical Travel Insurance

We can cover most pre-existing medical conditions and disabilities.

High Risk Travel Insurance

P J Hayman’s range of travel insurance solutions to cover high risks.

Activity Cover

Several of our policies cover a range of activities as standard, find out more here.

UK Travel Insurance

We have policies that can provide travel insurance for UK only trips.

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Giving travellers the freedom to travel, with confidence.

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Over thirty years providing specialist travel insurance solutions.

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Luxury holiday in the caribbean

Luxury Holidays of a Lifetime

 

Luxury holidays are evolving, transporting travellers into a new era of trends and experiences. A recent survey found that, on average, high-income households have planned up to eight leisure trips in 2025. Let’s take a look at some of the top luxury holidays you could be inspired by…

 

Glamour on the Go

first class dining carriage on a luxury holiday

In 2025, as we celebrate 200 years of train travel, why not embark on a luxury holiday in an elegant sleeper train? Book yourself onto a Belmond train, taking an overnight trip from Paris to Portofino, Italy. Featuring classic blue carriages with gold trim, it’s sure to make you feel like a true VIP. Here, you can expect fine dining and black-tie attire in the evenings. While formal wear at dinner isn’t an official requirement, it tends to be the norm.

After a restful sleep as you travel through the night, it’s time for a sumptuous breakfast. Gazing out of the windows as you eat, you’ll be treated to spectacular views of the sun rising over the Mediterranean Sea. The train also provides high-class entertainment, with cocktails in the bar car followed by a “midnight brunch”. This luxury service only runs once a year in the summer, so be sure to book.

 

Stay Under the Stars

A luxury bubble hotel in Thailand

A new trend for luxury travellers in 2025 is ‘rejecting standardisation’. Around 70% of people recently surveyed are becoming frustrated with travel standardisation. Now, more people are interested in luxury holidays where they can receive unique and tailored experiences.

Bubble hotels are a recently introduced addition to the world of high-end holiday accommodation. These are circular, pod-like structures where you can sleep in a luxurious bed. With glass/clear walls, you are able to see right out into your surroundings, hence the “bubble” name. Some also have adjacent bathrooms, kitchens and other facilities, but it depends on the particular pod you book. Most bubble hotels are located in beautiful natural surroundings, giving you uninterrupted views of the environment you’re staying in.

For a luxury holiday that’s also a wildlife experience, head to Bangkok in Thailand to spend the night in a “jungle bubble”. As part of the Golden Triangle Asian Elephant Foundation, Thai conservationists rescue and rehabilitate elephants. This means that you will see lots of friendly, long-trunked faces outside of your pod while you’re here! A truly unique offering, this is an unforgettable holiday experience.

 

Get in the Luxury Spirit

Snowy scene in the saunta claus village

Did you know that you can visit the Santa Claus village in Rovaniemi, Finland? Here you will be able to physically cross into the Arctic Circle. A demarcation line has been marked out on the ground so you can actually hop, skip or jump over it! Although this is seemingly a seasonal luxury holiday, it can be enjoyed all year-round. However, for real seasonal joy, it’s best to visit between November and December. This is also part of the peak time of year for trying to spot the elusive Northern Lights.

The village offers luxury accommodation options such as glass-walled resorts, igloos and boutique villas. In the winter months, they offer a unique “snow sauna” experience. This allows you to experience the warmth of a sauna bathing experience, but with cosy snow walls. Enjoy a glass of bubbly while you relax and take in the snowy landscape.

 

Safari in Style

a sunset safari on a luxury holiday in Tanzania

Safari trips have long been the luxury holiday of choice for many. With tailor-made itineraries, private tours and more, it’s not hard to see why people want to venture out into the wild. Head to Tanzania for an 8 night holiday with a jam-packed schedule.

Stop off at Lake Manyara, which was dubbed the “loveliest lake in Africa” by famed author Ernest Hemingway. Enjoy the views on a private tour, as this area is famous for huge herds of elephants, buffalo and even tree-climbing lions. Few experiences can match the luxury of waking up in your own private quarters and watching the sun rise over the Tanzanian plains.

 

Indulge Yourself in Italy

Winetasting experience at a luxury Italian vineyard

Italy is a popular 2025 destination for luxury holidays. It is considered a leader in European tourism as it offers top attractions while keeping up with what’s trending. If you travel in the summer, spend your first day embarking on a private tour of Pompeii, where you will learn all about its rich and tragic history. Then take a break with some wine tasting on Mount Vesuvius.

Italy is also known for its many beautiful lakes and coastlines. Experience a full-day private yacht excursion, where you will sail to Capri. Take time to swim in one of the secluded bays and explore this stunning island at your leisure. A luxury holiday like this is the perfect restorative remedy, helping you to wind down and relax.

 

Experience a Luxury 6-Star Cruise

luxury 6 star cruise at sea

If you thought a 5-star holiday is as good as it gets, think again! Embark on a luxury 6-star cruise to see the springtime wonders of Japan. You will sail on the Seven Seas Explorer, a vessel that has been described as “the most luxurious ship ever built”. It has several First-Class suites for you to choose from so that you can travel in comfort. Cruises on the ship start at around £11,500 per person, so make sure you check your travel insurance cancellation/curtailment limits as soon as you book (ASAYB). Our Top Up policy can top up any existing insurance by up to £50,000 per person, so contact us if you realise that you need additional cover – there’s no need to panic!

The timing of this cruise means you will be visiting Japan during the popular cherry blossom season. You will call in at Tokyo and then Osaka as part of your itinerary. Make sure you pre-plan your excursions; there will be some offered as part of the cruise, but why not book a private tour to see the cherry blossoms in Osaka? Head to the observation deck at Osaka Castle for one of the best views of Japan’s third-largest city, a must-see experience on your high-end holiday itinerary.

Enjoy Your Luxury Holiday with Peace of Mind

People often overlook one of the most important aspects of travelling: the insurance. No one wants to think about any eventualities where they might need it, but what would you do should something happen? If you are spending money on a lavish holiday, it’s important to ensure you protect your investment. Most standard travel policies only cover your cancellation/curtailment amount up to £5,000, or possibly a maximum of £10,000. Our Top Up policy can increase this amount by up to £50,000 per person. And if you purchase the cover, it means you can travel, with confidence.

Longstay & Backpacker Ecard

Written by Bethany Toon

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