Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

Adventures

For hazardous activities while overseas.

Longstay & Backpacker

For all types of extended trips.

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Broker Page

Find useful product information.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Reviews

Happy customers are at the heart of everything we do.

Awards

Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.

Contact

All P J Hayman Key Contacts and how to get in touch.

luxury holidays you can go on with a top up policy

Luxury Holidays of a Lifetime

Luxury holidays are evolving, transporting travellers into a new era of trends and experiences. A recent survey found that, on average, high-income households have planned up to eight leisure...

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Go Green for Responsible Travel

Responsible travel may appeal to you if you’re conscious about your impact on the environment when planning a worldwide trip. Travelling to far-flung destinations is an exciting prospect, which...

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Meet P J Hayman at The Luxury Travel Fair 2025

We’re thrilled to be exhibiting at The Luxury Travel Fair from Thursday 6th – Sunday 9th November, at Olympia London. On stand LT-B06, we’ll be showcasing our unique and flexible products, which...

Coach Plus

Especially for Coach Trips in the UK and Europe

Key Features

Available to Travellers of All Ages

No age limits, meaning that every member of the family can be covered on the same policy.

Cancellation and Curtailment Cover

If a trip needs to be cancelled, trip payments already made are protected.

Specially Designed for Coach Trips in the UK & Europe

Covers all trips to and within UK & European destinations so long as the trip begins and ends in the UK.

No Medical Screening Required

There is no need for a lengthy medical screening process – just the agreement of a simple medical warranty.

24-hour Emergency Medical Assistance

Emergency medical costs are covered, as well as medically essential repatriation back home.

Coach Plus has been specially designed to provide you with essential cover for a coach holiday, from cancellation and loss of deposit to emergency medical costs and repatriation home. A 24-hour emergency medical assistance helpline is also included.

Every year, Coach Plus settles many claims for unforeseen eventualities for coach travellers – so why not cover yourself with Coach Plus – you can then look forward to enjoying your holiday with complete peace of mind.

Call us for more details on 02392 419 855 or get a quote.

Set for a UK or European coach holiday?
Take Coach Plus, which provides cover in line with package travel regulations. Take your partner, Mother, Father, or any young adventurer. Protection will be provided for all because there’s no age limit for UK residents.

Call us for more details on 02392 419 855 or get a quote today.

What’s Covered

Please note that the following tables reflect a summary of cover available on the policy. You can find full cover detail, including terms and conditions, on your policy wording.

Please use the tabs to explore different sections of cover.

Benefit
Excess
1 - Cancellation / Loss of deposit
£1,500
£75
2 - Travel delay
 delayed departure
£60 (£20 first full 12 hours, £10 each extra 12 hours)
Nil
 abandonment
£1,500 (after 12 hours)
£75
3 - Missed departure
Nil
 England, Scotland & Wales
£100
 Northern Ireland, Isles of Scilly, Channel Islands, Isle of Man & Europe
£300
4 - Personal Accident
£10,000
Nil
Benefit
Excess
5 - Medical & Other Expenses
£1m
£60
 Emergency dental treatment
£350
 Funeral expenses abroad
£1,000
 Taxi fares & telephone calls
£100
6 - Hospital Benefit
Nil
 When outside the UK
£15 each 24-hour period, max £450
 When within the UK
£10 each 24-hour period, max £100
Benefit
Excess
7 - Personal Property
£1,500
£60
 Single item, pair or set
£200
 Valuables limit
£200
 Delayed baggage
£100
Nil
 Personal money
£200
£60
8 - Loss of Passport
£200 including loss or theft of visa
Nil
9 - Personal Liability
£1m
Nil
10 - Legal Costs & Expenses
£25,000
Nil

Eligibility & Restrictions

Eligibility

The policy is available to residents of the United Kingdom - specifically England, Scotland, Wales, Northern Ireland, and the Isle of Man.

The journey must begin and end in the UK.

Age Limits

No age limits apply to Coach Plus.

Trip Limits

The maximum duration of any trip is 70 days.

Frequently Asked Questions

There follow some commonly asked questions to give you more information about Coach Plus Travel Insurance and the cover offered. If you have a question that is not answered below, please reach out using the options on the contact us form at the bottom of the page.

Please use the options at the top to explore each section. Each question can be expanded in turn by clicking on it.

General
Buying Online
Can I extend my cover if I am currently on a trip?

Unfortunately, if you are on a trip and want to extend your cover we will be unable to do so. The policy will expire at the originally agreed date. The only exception to this is if you need to extend your policy following a change in travel plans as a result of the airline reduction and border closures.

In which case, you may extend the policy if:

  • it hasn’t expired
  • no claims have been made or are to be submitted,
  • there has been no change in medical conditions, up to 7 days.

However, only a maximum of 7 days will be granted and no further extension will be given. If you have a valid insurance claim the usual criteria applies, with regards to your insurance extended as part of the assistance case or travel delay after checking in baggage.

Can I get travel insurance if I have an existing medical condition?

Coach Plus Insurance contains conditions relating to your health. You must refer to the Health Declaration & Health Exclusions section of your Insurance Policy.

Can my policy be changed to suit a ‘new/different’ holiday or trip?

On a Single trip policy, if you are offered an alternative destination and or dates from your travel agent, we will shift your insurance policy to fit the new trip without any administration charges, providing the new trip is for the same duration and to the same location or geographical area. Please call the customer service team on the number listed in your policy wording.

Who are the Insurers?

From the 31st December 2024 this insurance will be underwritten by AWP P&C SA registered in France with ID no 519490080 RCS Paris Registered Office: 7 Rue Dora Maar, 93400 Saint-Ouen, France acting through its UK Branch, AWP P&C (UK Branch), registered in the United Kingdom. Registered Branch No. BR015275. Registered Office: 102 George Street, Croydon CR9 6HD

Can you use the information from my last policy?

Your medical information and the medical questions we ask you can change, so we aren’t able to transfer your medical information to a new policy. We will need to ask you for some information again to make sure your policy is correct and valid in case you need to make a claim.

How can I pay for my policy?

You can pay by debit or credit card. We accept Mastercard and Visa.

How will I receive my travel insurance policy documents?

Once you have purchased your policy, you will receive an email with instructions on how to access your policy documents via a secure online customer portal.

Please note – if you have not received your email after a few hours, please check your spam email folder.

Can I get my money back if I want to cancel my policy?

If you are not completely satisfied with the cover provided you may return your policy to us within 14 days on receipt of your policy documents, provided that you have not already travelled and are not making a claim.

Important Information

Please note that the information below applies to policies purchased from December 2024. For any policies purchased prior to this, you can find all of the relevant information and documents on the Coach Plus archive page.

Emergency Assistance

Please inform the assistance company immediately about any serious illness, injury or accident abroad:

  • where you have to go into hospital
  • when you may have to return home early
  • when you might have to extend your stay.

If this is not possible because the condition is life, limb, sight or organ threatening, you should contact them as soon as you can.

You must also tell the assistance company if your medical expenses are over £500.

If the claim concerns a minor illness or accident you should, where possible, pay the costs and reclaim the money from the assistance company upon return.

They are available 24 hours a day 365 days a year by phone or email.

From outside the UK call: +44 (0) 20 8603 9856 or fax: +44 20 8603 0204.

From within the UK, call: 020 8603 9856 or fax: 020 8603 0204.

Email: medical@allianz-assistance.co.uk

On all correspondence please quote the age and policy number of the traveller, and state that it is related to a Coach Plus Travel Insurance policy.

Claims Notification

You can contact Allianz Global Assistance UK claims team by phoning them on 0208 603 9958.

Lines open Monday to Friday – 8am to 6pm.

Alternatively, you can email Allianz Global Assistance UK at travel.claims@allianz-assistance.co.uk

You must give them as much detail as possible so they can handle your claim quickly.

You will need to obtain some information to support your claim. Below is a list of actions you will need to take and documents they will need in order to deal with your claim.

Further information and/or evidence may be required by Allianz after your claim has been submitted. If this is the case, they will inform you as quickly as possible.

For all claims you will need:

• Your original trip booking invoice(s) and travel documents showing the dates and times of travel.

• Original receipts and accounts for all out-of-pocket expenses you have to pay.

• Original bills or invoices you are asked to pay.

• Details of any other insurance you may have that may cover the same loss, such as household or private medical.

• As much evidence as possible to support your claim.

Complaints Information

We aim to provide you with a first-class policy and service. However, there may be times when you feel we have not done so. If this is
the case, please tell us about it so that we can do our best to solve the problem. If you make a complaint your legal rights will not be
affected.

Step 1

Complaints regarding the sale of your policy.
Write to: Complaints Manager, P J Hayman & Company Limited, Stansted House, Rowlands Castle, Hampshire PO9 6DX
Phone: 02392 419 833
Email: customerservices@pjhayman.com

For all other complaints
Write to: Customer Service, Allianz Partners, 102 George Street, Croydon CR9 6HD
Phone: 020 8603 9853
Email: customersupport@allianz-assistance.co.uk

Step 2

If you are not satisfied with the final response you receive, you can refer the matter to the UK Financial Ombudsman Service for
independent arbitration.

Visit the Financial Ombudsman website
Write to: Financial Ombudsman Service, Exchange Tower, London E14 9SR
Phone: 0800 023 4567 or 0300 123 9123
Email: complaint.info@financial-ombudsman.org.uk

Documents

The documents below are valid to policies purchased from December 30th 2024. For any policies purchased prior to this, you can find all of the relevant information and documents on the Coach Plus archive page.