Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance that gives you more.

Adventures

For hazardous activities while overseas.

Longstay & Gap Year

Insurance For Life's Great Adventures

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Travel Insurance Solutions

Travel insurance for bespoke high risks.

Cruise Travel Insurance

Find out more about our cruise specific benefits available with Free Spirit and Travel Plus.

Solo Travel Insurance

Travel Insurance to cover for those people who are travelling solo.

Medical Travel Insurance

We can cover most pre-existing medical conditions and disabilities.

High Risk Travel Insurance

P J Hayman’s range of travel insurance solutions to cover high risks.

Activity Cover

Several of our policies cover a range of activities as standard, find out more here.

UK Travel Insurance

We have policies that can provide travel insurance for UK only trips.

Mission, Vision & Values

Giving travellers the freedom to travel, with confidence.

Our History

Over thirty years providing specialist travel insurance solutions.

Reviews

Happy customers are at the heart of everything we do.

Awards

Our work has been recognised in some prestigious awards.

Our Team

The people who make P J Hayman what it is.

Our Services

P J Hayman's range of in-house services.

Broking

Work with us and learn more about travel insurance.

Open an Account

Find out how to open an account with us.

Broker Support

Useful information such as visual aids & guides.

Work With Us

View P J Hayman’s range of in-house services.

Broker Login

Click here to login to your broker account.

Contact

Find out contact details here.

The True Cost of Falling Ill Abroad: Why Travel Insurance Matters

The True Cost of Falling Ill Abroad: Why Travel Insurance Matters

The True Cost of Falling Ill Abroad: Why Travel Insurance Matters Falling ill abroad and travelling in an air ambulance are not experiences most people would want to add to their holiday itinerary. Nonetheless, it’s wise to take out travel insurance that includes...

Top 10 Places to Visit in the Asia Pacific

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Top 10 Places to Visit in the Asia Pacific The Asia Pacific region, or ‘APAC’, is a term used to describe a sprawling area of the world. In general, it refers to countries around the Western Pacific Ocean. This includes places like East Asia, Southeast Asia, South...

Making a Travel Insurance Claim

Making a Travel Insurance Claim

Making a Travel Insurance Claim Travel insurance claims can be a daunting topic. No one likes the idea of having to go down the claims route after a trip, but that is what your travel insurance is there for. We’ve put together some key facts and helpful guidance to...

High Value Cancellation Cover

 

Protects high value holiday bookings.

  • Designed to offer cancellation cover for trips up to £500,000
  • Travel delay extensions available.
  • Available to people up to age 70 years old.
  • Covers for cancellations, abandonments, interruptions and more.
  • P J Hayman has a five star Trustpilot rating.

Top Benefits

Eligibility & Restrictions

Eligibility

  • Travellers must have underlying travel insurance in place with a minimum of £7,500 cancellation cover per person**.
  • Available to those who are UK, Isle of Man and Channel Island domiciled.
  • UK is defined as – England, Scotland, Wales and Northern Ireland.
  • Channel Islands is defined as – Jersey, Guernsey, Sark, Alderney and Herm.
  • Can be endorsed for most countries.

Age Limits

Available to travellers aged up to 70 years and in good health at the start date of the policy.

Trip Limits

As long as the underlying policy provides cover, high Value Cancellation does too.

Trip Limits

  • Pre-existing physical, psychological or medical conditions.
  • Pregnancy or any related problems.
  • Financial causes, fraud, misrepresentation or concealment by the Proposer.
  • Contractual dispute including wilful breach of a contract by the insured.
  • Any act of terrorism (unless additional cover is provided and the additional premium paid).

Trip Limits

Quotes available by application. Click to download the application form or contact us.

Important Information

Please note that the information below applies to policies purchased from July 2023. For details of prior policies, please call us on 02392 429 050.

Claims Notification

In the event of any circumstances or incidents which could give rise to a claim under this Insurance, the Insured will: -

i) give notice immediately on becoming aware of any circumstance or incident.

ii) confirm the facts in writing as soon as possible, with as much information as is available.

iii) make no admission of liability or promise of payment without the prior written consent of Underwriters or their appointed representatives.

iv) take all steps to minimise or avoid any loss hereunder and act upon the instructions of Underwriters or their representatives.

v) provide Underwriters or their appointed representatives with: -

a. all necessary assistance in a timely manner.

b. all information requested.

c. all documentation and records necessary to evaluate and establish indemnity hereunder.

d. copies or extracts of any documents that may be required by Underwriters or their appointed representatives. without expense to Underwriters.

vi) not include the premium or any costs incurred in the preparation of any claim made under this Insurance.

vii) forward immediately to Underwriters or their representatives any letter, writ, or other documentation received in connection with any claim made under this Insurance.

viii) disclose any other insurance effected by or on behalf of the Insured covering all or any part of the same Insured Trip.

ix) in the event of loss or damage by theft or dishonesty give immediate notice to the police and keep record of same with the appropriate police reference attached.

Documents

The documents below are valid to policies purchased from July 2023. For any questions relating to prior policies, please call us on 02392 419 050.