Free Spirit’s Super Duper Cover is Rated 5 Stars by Defaqto

What is a Defaqto rating?

You may have seen Defaqto mentioned when looking at insurance, or you’ve seen them featured in news articles. Defaqto is one of the most trusted sources for information on the quality of products and their ratings are based on facts rather than opinions. They continually examine and compare the market so you can relax knowing you have an expertly rated policy. 80% of consumers say that seeing a Defaqto Star Rating reassures them about the product.

P J Hayman are proud to share that for the 8th year in a row, our Free Spirit travel insurance policy has been given a five-star Defaqto rating for its ‘Super Duper’ cover level. Rest assured that we have been assessed and rated as one of the highest quality offerings in the market.

What do the ratings mean?

The Defaqto ratings are calculated based on how comprehensive the products are. For instance, a 1-star product is a very basic policy that offers only a few benefits. While a 5-star product is rated ‘excellent’ with a comprehensive range of benefits. That’s where our Free Spirit ‘Super Duper’ cover sits!

Why does this differ from other rating systems?

The Defaqto rating system rates products based on their features. Other rating/reviewing systems such as Trustpilot, display opinions on a company or service. It is important when researching for insurance that you look at both of these factors. A high Defaqto rating means you are getting one of the best quality offerings on the market. While, Trustpilot shows you that other people who have used them, have also had a positive experience. Free Spirit is constantly working towards delivering an efficient and friendly service whilst providing products that offer value to travellers.

How does this compare to a comparison site?

Unlike a comparison site, Defaqto rates each product on a variety of factors. Such as, their range of benefits, consumer appeal data and market feedback. Plus, they are rated by a team of Defaqto’s experts. By using customer insight, they are ensuring that the products they rate highly, are what the travel insurance market is looking for. Whilst a comparison site can be useful to look at many different options in one place, the Defaqto rating will help to narrow down your search based on the quality of the products on offer.

How you can make the most of Defaqto ratings

The ratings are there to help narrow down a large market of products, so you know you have comprehensive cover. When you purchase a Free Spirit ‘Super Duper’ policy, whether it is a single trip or an annual multi-trip policy, you get the peace of mind of knowing experts have rated it.

We pride ourselves on being an insurance specialist who can cover a host of scenarios. Particularly when it comes to pre-existing medical conditions, and we are proud that our policy is recognised by Defaqto as being ‘excellent’*.

Why not find out more about our 5-star Defaqto rating and our ‘Super Duper’ level of cover, or get a no-obligation quote today.

*Free Spirit ‘Super Duper’ level of cover is rated 5 Star by Defaqto which means that it has been independently verified to provide one of the highest quality offerings in the market