P J Hayman & Company Limited
Travel Insurance & Scheme Specialists

Business

BUSINESS

Annual travel insurance for business travellers.

DESIGNED FOR

Business travellers both individual and companies requiring a comprehensive travel insurance package.

ELIGIBILITY

Available to EEA, Channel Islands or Isle of Man residents

EEA is defined as – The European Economic Area incorporating member countries of the European Union, Iceland, Liechtenstein and Norway.

AGE LIMIT

Normally 65 years – a higher limit may be available on application.

UNDERWRITTEN BY

AGA International SA and administered in the UK by Allianz Global Assistance.

COVER PROVIDED

This is an Annual Multi-trip travel insurance policy covering business travel for individuals or for companies.

In addition to high levels of cover, the policy also includes other essentials such as business equipment/samples, staff replacement, cost of a replacement trip, loss of frequent flyer points and even “bumped” flights – see the Policy Booklet for further details.

COVER INCLUDES

  • Medical and Emergency Expenses up to £10,000,000
  • Cancellation, Loss of Deposit or Curtailment up to £10,000
  • Personal Accident up to £50,000
  • Business Equipment /Samples up to £5,000 (single item limit £2,000)
  • Personal Possessions up to £2,500 (single item limit £500; valuables limit £500)
  • Staff Replacement Costs up to £10,000
  • Re-arranged Trip Costs up to £2,500
  • Loss of Frequent Flyer Points up to £1,500
  • Bumped Flight up to £200
  • Unexpected early return to place of business up to £1,000
  • Kidnap and Hijack cover up to £25,000
  • Personal Liability cover up to £2,000,000
  • Legal Expenses up to £25,000

LEISURE OPTION

Leisure only trips up to 31 days duration can be included by paying an additional premium – your family will be automatically covered.

Note: A limit of up to £2,500 per person applies to Cancellation, Curtailment or Abandonment cover.

UNIQUE FEATURES

  • Flexible approach to cover where the premium is either based on the number of employees travelling or declared ‘trip pattern’
  • Simple to administer (no declarations)
  • No policy excess
  • Automatic Leisure Travel & Winter Sports extension for primarily Business Trips
  • Cover for accompanying spouse and children
  • Cover can be provided for both manual and non manual occupations

PREMIUM OPTIONS

There are three ways to obtain the cover -

(a) Per person basis – with group discounts applying for more than 5 staff on the policy.

(b) Travel pattern basis – a flat premium based on the predicted number of trips.

Insurance Premium Tax: 6% for policies.

HOW TO APPLY:

Brokers and Agents:

Please complete a Quotation Form and return it to us via post, email or fax. Alternatively, call 0845 230 3526 or 02392 419 050 Mon to Fri 9am – 5pm.

Direct customers:

Please complete a Quotation Form and return it to us via post, email or fax. Alternatively, call 0845 230 3526 or 02392 419 050 Mon to Fri 9am – 5pm.

TRAVEL INSURANCE

With over 20 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.
 

PERSONAL INSURANCE

As schemes specialists, we are able to provide some unique products; these currently include: Equinsure (for horses & ponies); Villa Rental Protection (up to £5,000 if the property you’ve booked doesn’t exist), Euro Plus (breakdown cover for people travelling to Europe).

CORPORATE INSURANCE

We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators.

 

 

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