P J Hayman & Company Limited
Travel Insurance & Scheme Specialists



Adventures

ADVENTURES

A tailor-made insurance for almost any activity or occupation including amateur sports, manual work and hazardous pursuits
  • 400+ activities covered!
  • Sports & hazardous pursuits
  • Top-up cover for activity equipment
  • Work abroad & activity holidays
  • Amateur and Professional sports
  • Group discounts up to 20%
  • Search & Rescue cover up to £50,000

DESIGNED FOR

People who require cover for sports, hazardous activities or occupations.

ELIGIBILITY

Adventures is available to people aged up to 69 years who are registered with a medical practitioner and permanently resident in the United Kingdom including Channel Islands and Isle of Man.

KEY FEATURES

TAILOR MADE COVER
Adventures is available in three parts:

Part A: includes essential cover for medical and emergency expenses, specialist activity equipment and up to £50,000 search & rescue costs following an accident, as well as personal accident, personal liability and legal expenses.

Part B: provides additional cover to bring the policy into line with a ‘standard’ travel policy and includes:- cancellation, curtailment, personal possessions, personal money, travel delay and financial failure cover.

Part C: Independent Traveller provides extended cover for cancellation, curtailment, delay departure and travel disruption with the addition of accommodation expenses if your trip is disrupted by an event such as a natural disaster e.g. volcanic eruption or if the Foreign and Commonwealth Office (FCO) advises against travel.

Part A may be taken in isolation.
Part B can only be taken with Part A.
Part C can only be taken with Part A and Part B.

Financial Failure
If you select Part B you will be covered up to £2,500 per person should your trip have to be cancelled due to the financial failure of your travel/accommodation provider. This includes up to £1,500 per person for unforeseen additional losses such as unused hotel costs.

24-hour medical emergency assistance
Experienced multi-lingual co-ordinators and medical specialists are available 24 hours a day, 365 days a year. They will guarantee medical costs where required, liaise with the treating doctor and arrange repatriation if medically necessary.

Top-up cover for activity equipment under Part A
A top-up facility (up to a maximum of £10,000 per person – including a single items, pair or set limit of up to £1,500) is available for Single Trip cover on payment of an additional premium.

Top-up cancellation cover under Part B
You can increase your cover (including the limit for pre-paid activity course fees) up to an overall maximum of £10,000 per person for an additional premium. This option is available on Single Trip cover only.

Pre-existing Medical Conditions
For travellers with an existing medical condition, a medical screening service is available to confirm acceptability of cover – see the Insurance Policy for further details.

Group discounts of up to 20%
For larger parties travelling together and insured under the same policy, attractive discounts are available:-
– 21-50 persons = 10% discount
– 51-100 persons = 15% discount
– 101 or more = 20% discount

Single Trip (maximum duration)
Cover is available for individual trips of up to 6 months continuous cover (3 months if you are aged 65 – 69).

Annual Multi-trip cover
For those taking two or more trips during the year, purchasing an annual policy allows you to travel as many times as you wish throughout a 12 month period. There is a maximum limit of 60 days for each trip.

UNDERWRITTEN BY

White Horse Insurance Ireland Limited except for Financial Failure cover which is provided by International Passenger Protection Limited and is underwritten by Certain Underwriters at Lloyd’s.

PREMIUMS

The list of activities and premiums which include Insurance Premium Tax, are shown in the Underwriting Guide.

HOW TO APPLY

Brokers and Agents:

Or call 0845 230 3526 or 02392 419 050 Mon to Fri 9am – 5pm.

Direct customers:

Or call 0845 230 0631 or 02392 419 070 Mon to Fri 8am – 6pm.

TRAVEL INSURANCE

With over 20 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.

PERSONAL INSURANCE

As schemes specialists, we are able to provide some unique products; these currently include: Equinsure (for horses & ponies); Villa Rental Protection (up to £5,000 if the property you’ve booked doesn’t exist), Euro Plus (breakdown cover for people travelling to Europe).

CORPORATE INSURANCE

We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators.

 

 

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