P J Hayman & Company Limited
Travel Insurance & Scheme Specialists



Free Spirit

FREE SPIRIT

Specialist travel insurance for people with medical conditions & no age limits

KEY FEATURES

  • No upper age limit on Single Trip and Annual Multi-trip
  • Cover for most existing medical conditions
  • Terminal cases considered – call 0845 230 5000 or 02392 419 080
  • Travelling companions also covered
  • Journey disruption / Airspace closure*
  • Financial failure cover*
  • Cover for medical aids & medications
  • 24 hours a day, 7 days a week Emergency Helpline
  • Dedicated customer services team

SPECIAL FEATURES

Journey disruption / Airspace closure*
Provides cover if you have to cancel (up to £3,000) or incur additional expenses (up to £1,000) as a result of disruption caused by a natural disaster such as a volcanic eruption, or if the Foreign & Commonwealth Office (FCO) advises against travel to your holiday destination. Cover applies if you book individual elements of your trip separately.

Financial failure*
Cover in the event the holiday/trip has to be cancelled due to the financial failure of your travel or accommodation provider and you are unable to recover your pre-booked travel and accommodation costs elsewhere.

* included with Super Duper cover only

After care cover at home following hospitalisation abroad
Includes costs for home help, physiotherapy, cosmetic surgery and dental costs after you have returned home.

Convalescence benefit
Provides up to £750 towards the cost of a convalescence trip in the United Kingdom to help you recuperate if you have been hospitalised abroad for more than 5 days.

DESIGNED FOR

Travellers of any age with an existing medical condition or disability.

ELIGIBILITY

Available to UK and Channel Island residents who are registered with a UK or Channel Islands medical practitioner.

UNDERWRITTEN BY

AmTrust Europe Limited except for travel to Cuba which is insured through SOLID Försäkringar.

Financial Failure is provided by International Passenger Protection Limited and underwritten by Certain Underwriters at Lloyds.

DISCOUNTS AVAILABLE

£10 online discount.

SOLVING A PROBLEM

Many Insurers will not provide cover for existing medical conditions. Wherever possible Free Spirit will provide cover.

HOW TO APPLY:

Or call 0845 230 5000 or 02392 419 080 Mon to Fri 8am – 6pm

TRAVEL INSURANCE

With over 20 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.

PERSONAL INSURANCE

As schemes specialists, we are able to provide some unique products; these currently include: Equinsure (for horses & ponies); Villa Rental Protection (up to £5,000 if the property you’ve booked doesn’t exist), Euro Plus (breakdown cover for people travelling to Europe).

CORPORATE INSURANCE

We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators.

 

 

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