Individuals and Families requiring good levels of travel insurance cover for their holiday/trip.
End supplier failure – up to £5,000 (£2,500 Premier cover) in the event the holiday/trip has to be cancelled due to the financial failure of your travel or accommodation provider and you are unable to recover your pre-booked travel and accommodation costs elsewhere. Cover is also provided up to £1,500 for any losses that are not directly associated with the incident such as unused pre-paid car hire and hotel costs.
Journey disruption incl. airspace closure – cover for cancellation or additional expenses due to disruption caused by a natural disaster such as a volcanic eruption.
Consular assist cover – provides Emergency Assistance in situations such as your passport being stolen or if a member of your family at home becomes ill. Consular Assist cover gives you the reassurance of knowing that even when you’re miles from home, you’re only moments from help. Providing you with advice and support from Embassy-trained staff 24 hours a day, 365 days a year.
Additional ‘Cruise’ cover – included FREE on Annual Multi-trip, premium required for Single Trip. Provides cover for missed embarkation following delay in travel; cancellation of a scheduled port visit following a change in cruise itinerary due to adverse weather or a change in timetable; cabin confinement following your illness and the hire or purchase of formal attire should your baggage be delayed.
Additional ‘Business’ cover – additional premium required. Provides cover whilst travelling for your business or occupation. Includes hire or purchase of business equipment should yours be lost, stolen or delayed and replacement staff cover in the event of your illness.
Travel consumer disputes – provides up to £25,000 for professional fees to pursue a compensation claim against a tour operator, travel agent, pre-booked car hire company, travel or accommodation provider.
Emergency cattery/kennel costs – cover for emergency boarding expenses for cats or dogs up to £500 if the return home is delayed because of illness or injury.
‘Premier Plus’ cover – for travellers who need higher levels of cover, ‘Premier Plus’ is available on Annual Multi-trip policies only and includes the following levels of cover:
- Cancellation or curtailment/loss of holiday up to £10,000
- Baggage up to £3,000
- Personal money and documents up to £1,500
FREE cover for children – children under 18 years of age, or under 23 if still in full time education (age applies at the date of issue of the policy) and normally resident with an insured adult, are covered free of charge. For Single Trip travel, children will be covered free of charge provided they are travelling with a related insured adult.
Children can travel independently e.g. school trips – provided under Annual Multi-trip “Family” cover at no extra cost.
- Single Trip, Winter Sports, Cruise, Business and Annual Multi-trip options.
- Option to choose higher levels of cover with ‘Premier Plus’ (Annual Multi-trip only).
- ‘New for old’ cover on baggage claims.
- One way trip cover available.
A wide range of activities are automatically covered under Travel Plus with Activity Pack 1. Additional activities (Activity Packs 2 – 4) may be covered on payment of an additional premium. See Underwriting Guide for further details.
EXISTING MEDICAL CONDITIONS
A medical screening service is available for travellers who have an existing medical condition. In some cases an additional premium may be required.
AGE & TRIP LIMITS
Single Trip Premier:
You must be aged 89 years or under.
94 days maximum trip duration which is reduced to 31 days if you are aged 75 and over.
Winter Sports cover is available for an additional premium. If you intend to participate in any winter sports activity you must ensure that your usual treating G.P. is happy for you to do so (see Sales Leaflet for further details).
Note: If cover is required for longer periods, please contact us on 02392 419 070 for details of other P J Hayman schemes.
Premier – 35 days maximum trip limit per trip
Premier Plus – 60 days maximum trip limit per trip, reduced to 35 days if you are aged 70 years and over.
The maximum age limit is 79 for Annual Multi-trip policies.
FREE Winter Sports cover is included for 21 days (Premier) & 45 days (Premier Plus). If you intend to participate in any winter sports activity you must ensure that your usual treating G.P. is happy for you to do so (see Sales Leaflet for further details).
5% Late Bookers Discount (for Single Trip cover)
Available to UK, Channel Island and Isle of Man residents who are registered with a Medical Practitioner in the UK, Channel Islands or the Isle of Man. The policy must be purchased in the UK, the Channel Islands or the Isle of Man and trips must start and end in the UK, Channel Islands or the Isle of Man. The policy is also available for those who are a British member of Her Majesty’s Armed Forces stationed overseas.
This insurance is arranged by P J Hayman & Company Limited and provided by:
Cover under sections 1 to 14, 17 & 18 is underwritten by Zurich Insurance plc.
For section 15 & 16 only (Travel Consumer Dispute & Consular Assist) – Cover is underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE and administered by Legal Insurance Management Limited.
Please see the Insurance Policy for full Insurer details.
HOW TO APPLY
Brokers and Agents:
Or call 02392 419 050 Mon to Fri 9am – 5pm.
Or call 02392 419 070 Mon to Fri 8am – 6pm.
Last updated: 4th October 2018.
With over 25 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.
As schemes specialists, we are able to provide some unique products; these currently include: ‘Top-up’ Cancellation cover; Euro Plus (breakdown cover for people travelling to Europe); and PJH Worldwide for those who have already travelled and expats.
We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators. Specific products include: Business; Coach Plus Breakdown; Coach Plus Driver; Cyber Risks Cover; SAFI and IIA Travel Protector.