Includes Journey disruption / Airspace closure cover for extra peace of mind!
Individuals and Families requiring good levels of travel insurance cover for their holiday/trip.
Available to UK, Isle of Man and Channel Island residents who are registered with a Medical Practitioner in the UK, Isle of Man or Channel Islands or a British member of Her Majesty’s Armed Forces stationed overseas.
AGE & TRIP LIMITS
Single Trip Standard & Premier:
94 days if you are aged 75 years or under
31 days if you are aged 76 and over
Winter Sports cover is available for an additional premium. If you intend to participate in any winter sports activity you must ensure that your usual treating G.P. is happy for you to do so (see Sales Leaflet for further details).
Note: If cover is required for longer periods, please contact us on 02392 419 070 for details of other P J Hayman schemes.
Standard – 31 days if you are aged 79 years or under
Premier Plus – 60 days if you are aged 75 years or under
FREE Winter Sports cover is included for 17 days (Standard) & 45 days (Premier Plus) for persons aged 75 years or under. If you intend to participate in any winter sports activity you must ensure that your usual treating G.P. is happy for you to do so (see Sales Leaflet for further details).
Travel Plus is underwritten by AmTrust Europe Limited.
End Supplier Failure is underwritten by CBL Insurance Europe Limited.
Travel Consumer Dispute is underwritten by UK General Insurance Ltd on behalf of Ageas Insurance Ltd.
Please see the Insurance Policy for full Insurer details.
Journey disruption / Airspace closure – cover for cancellation or additional expenses due to disruption caused by a natural disaster such as a volcanic eruption.
Travel consumer disputes – provides up to £25,000 (Premier & Premier Plus cover only) for professional fees to pursue a compensation claim against a tour operator, travel agent, pre-booked car hire company, travel or accommodation provider.
Emergency cattery/kennel costs – cover for emergency boarding expenses for cats or dogs up to £500 if the return home is delayed because of illness or injury.
‘Premier Plus’ cover – for travellers who need higher levels of cover, ‘Premier Plus’ is available on Annual Multi-trip policies only and includes the following levels of cover:
- Cancellation & Curtailment up to £10,000
- Medical Expenses (outside the UK) up to £15,000,000
- Baggage up to £3,000
- Personal Money and Documents up to £1,500
End Supplier Failure – up to £5,000 (£2,500 Standard cover) in the event the holiday/trip has to be cancelled due to the financial failure of your travel or accommodation provider and you are unable to recover your pre-booked travel and accommodation costs elsewhere. Cover is also provided up to £1,500 for any losses that are not directly associated with the incident such as unused pre-paid car hire and hotel costs.
FREE cover for children – children under 18 years of age, or under 23 years if still in full time education, accompanying an insured adult are covered free of charge.
Children can travel independently e.g. School trips – provided under Annual Multi-trip “Family” cover at no extra cost.
- Single Trip, Winter Sports and Annual Multi-trip options.
- Option to choose higher levels of cover with ‘Premier’ (Single Trip) or ‘Premier Plus’ (Annual Multi-trip).
- ‘New for old’ cover on baggage claims.
- One way trip cover available.
A wide range of activities are automatically covered under Travel Plus with Activity Pack 1. Additional activities (Activity Packs 2 – 4) may be covered on payment of an additional premium. See Underwriting Guide for further details.
EXISTING MEDICAL CONDITIONS
A medical screening service is available for travellers who have an existing medical condition. In some cases an additional premium may be required. Note: Online medical screening is available for those who wish to buy online.
10% discount for deleting Baggage cover
15% discount for deleting Cancellation or Curtailment cover*
20% discount for deleting Emergency Medical Expenses cover
5% Late Bookers Discount (for Single Trip cover)
*The discount for Cancellation or Curtailment cannot be taken in conjunction with the last minute discount
HOW TO APPLY
Brokers and Agents:
Or call 02392 419 050 Mon to Fri 9am – 5pm.
Or call 02392 419 070 Mon to Fri 8am – 6pm.
Last updated: 4th December 2015.
With over 20 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.
As schemes specialists, we are able to provide some unique products; these currently include: Equinsure (for horses & ponies); Villa Rental Protection (up to £5,000 if the property you’ve booked doesn’t exist), Euro Plus (breakdown cover for people travelling to Europe).
We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators.