P J Hayman & Company Ltd
Travel Insurance & Scheme Specialists

Celebrating 25 Years

Longstay & Backpacker


An essential policy for those taking extended trips such as a gap year or round the world trip.

NEW RATES with effect from 1st March 2017

NOTE TO BROKERS & AGENTS: Quotes given prior to 28th February 2017 will be valid/honoured for 31 days from the date issued. Should any information change such as their age, policy start date or any information that requires a change to the original offering, a new quotation must be given as the original will be invalid. This could result in a change of terms and/or an increased premium.


Travellers taking extended trips abroad of up to 18 months.


Two levels of cover to choose from – you can choose ‘Backpacker’ or ‘Longstay’ cover. Recognising that backpackers only require essential covers, ‘Backpacker’ provides cover for cancellation/curtailment, personal possessions, emergency medical expenses, personal liability and personal accident. ‘Longstay’ provides higher limits and additional cover for departure delay, missed departure, possessions delayed in transit, personal money & travel documents and legal advice & expenses.

Return home at no extra charge! – for those wishing to break their trip midway, the insured can return home, say, at Christmas or Easter. The policy provides cover for up to two trips home (maximum 21 days per trip) during the policy period.

Automatic ‘Stop-Over’ cover – cover is automatically provided for ‘stop-overs’ of up to 7 days maximum in a higher rated area e.g. travelling to New Zealand via the USA. This can be extended to a maximum of 31 days on payment of an additional premium.

Gadget Cover (Longstay policy only) – cover is provided for theft; accidental damage (including liquid damage); loss; breakdown and unauthorised call/data use for your gadgets including: Mobile Phones; iPads; Tablets; Cameras; Laptops; Portable Gaming Consoles; iPods/MP3 Players; E-readers/Kindles; Smart Watches; Sat Navs and Portable DVD Players, purchased as new or in the case of refurbished items purchased directly from the manufacturer by you in the UK or the Channel Islands, that is no more than 3 years old at the point of policy purchase.

Free sports & activities cover – a wide range of activities are included free of charge under both Longstay and Backpacker with Activity Pack 1. Other activities may be covered under Activity Packs 2, 3 or 4 on payment of an additional premium. See Activity Pack Guide for further details.

Consular Assist cover – provides emergency assistance in situations such as your passport being stolen, or if a member of your family at home becomes ill. Consular Assist gives you the reassurance of knowing that even when you’re miles from home, you are only moments from help, providing you with advice and support from Embassy-trained staff 24 hours a day, 365 days a year.

Excess waiver option – for a single additional premium the standard claims excess can be deleted (this will not apply to any additional excess imposed following a call to Travellers HealthCheck).

24hour medical emergency assistance – a 24 hours a day, 7 days a week, 365 days a year helpline is provided for assistance in the event of a medical emergency abroad.


Available to UK, Channel Islands and for British Forces Posted Overseas (BFPO) residents, who who have not spent more than 6 months abroad in the last 12 months.


Longstay – Up to age 75* if travelling to European, Australia and New Zealand destinations.
Longstay – Up to age 69* if travelling to Worldwide destinations.
Backpacker – Up to age 39*.

*On the date you purchase your policy.


Periods from 1 month up to a maximum trip duration of 18 months.


This policy may not provide cover for re-occurring or pre-existing medical conditions; however some cover may be available by contacting Travellers HealthCheck. See page 2 of the Insurance Policy for further details.


Union Reiseversicherung AG and administered in the UK by Travel Insurance Facilities plc.


Premiums, which include Insurance Premium Tax, are shown in the Underwriting Guide.


Brokers and Agents:

Please complete the Application Form and return it to us via post, email or fax.

Alternatively, call 02392 419 050 Mon to Fri 9am – 5pm.

Direct Customers:

Please complete the Application Form and return it to the issuing Broker or Agent or direct us via post, email or fax.

Alternatively, call 02392 419 070 Mon to Fri 8am – 6pm.

Last updated: 10th March 2017.


With over 20 years experience in travel insurance, we have created specific products to cater for specific needs. Whether you require cover for a medical condition, hazardous activities, round the world trip, Gap year, etc., we have a policy for you.


As schemes specialists, we are able to provide some unique products; these currently include: Holiday Cancellation (Top up your existing policy); Holiday Rental Cover (up to £5,000 if the property you’ve booked doesn’t exist), Euro Plus (breakdown cover for people travelling to Europe).


We have a range of facilities to cover companies; ranging from Group Personal Accident and Travel to Liability cover for Tour Operators.



ATII_logoBIBAHayman B2BFCO_logo2
An essential policy for those taking extended trips such as a gap year or round the world trip.