Free Spirit

For travellers of any age with medical conditions.

Travel Plus

Travel Insurance, simplified.

Adventures

For hazardous activities while overseas.

Longstay & Gap Year

Insurance For Life's Great Adventures

Top Up My Cancellation Cover

Up to £50,000 additional cancellation cover.

High Value Cancellation Cover

Cover for ultra high net worth travel.

Coach Plus

Especially for Coach Trips in the Uk & Europe.

Euro Plus

European motor breakdown cover.

Travel Insurance Solutions

Travel insurance for bespoke high risks.

Cruise Travel Insurance

Find out more about our cruise specific benefits available with Free Spirit and Travel Plus.

Solo Travel Insurance

Travel Insurance to cover for those people who are travelling solo.

Medical Travel Insurance

We can cover most pre-existing medical conditions and disabilities.

High Risk Travel Insurance

P J Hayman’s range of travel insurance solutions to cover high risks.

Activity Cover

Several of our policies cover a range of activities as standard, find out more here.

UK Travel Insurance

We have policies that can provide travel insurance for UK only trips.

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Over thirty years providing specialist travel insurance solutions.

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Top 5 Medical Conditions Covered for Emergency Medical Costs

Top 5 Medical Conditions Covered for Emergency Medical Costs

Top 5 Medical Conditions Covered for Emergency Medical Costs In 2025, 95% of medical condition quotes completed with P J Hayman were accepted, and cover was offered. Getting travel insurance when you have pre-existing medical conditions can be challenging. That’s...

Why is Having Holiday Cancellation Cover Important?

Why is Having Holiday Cancellation Cover Important?

Why is Having Holiday Cancellation Cover Important? Holiday Cancellation Cover is a key feature of a travel insurance policy. If your holiday has to be cancelled unexpectedly, you'll miss the holiday. Yet you'll be compensated for any prepaid costs that can't be...

You’ve Spoken, We’ve Listened

You’ve Spoken, We’ve Listened

You've Spoken, We've Listened At P J Hayman, we’re always looking for ways to improve our service. With this in mind, we’ve found a way to make our service as tailored to our clients as possible. Any feedback we’ve received, we’ve taken on board, and where possible,...

A solo female traveller waiting for her flight

Travel Tips for Solo Female Travellers

If you want to travel abroad as a solo female traveller, look no further. We have put together a list of places to go and the top tips to remember when you visit.

Top tips:

  1. Share your location with loved ones at home
  2. Learn local emergency numbers
  3. Start small
  4. Join a group of other solo female travellers
  5. Pack a power bank
  6. Research your destination
  7. Avoid walking alone at night
  8. Talk to locals, but don’t overshare
  9. Leave room for spontaneity
  10. Be present

Travel alone, together

While being a solo female traveller is daunting, you don’t technically have to travel alone. If you’re travelling without anyone you know, why not join a group trip? There are lots of tour operators out there who organise women-only group holidays. These types of tours are unique in that they are female-led to ‘empower women through travel’. The aim is for you to meet like-minded women travellers so you can travel with less worry.

There is also a lot of choice with these group trips, whether you want to go to Italy for wine tasting or skiing somewhere cold. Not only is there choice, but you can travel knowing that you will be supporting local female-owned businesses. In a group of no more than 14, this could be the ideal way to dip your toes into travelling solo.

A womens only tour group on holiday

Take on the Maldives on a budget

Travelling as a solo female doesn’t mean you can’t do long-haul destinations. Why not join a group of women heading to the Maldives? The trip is organised by two women who love the Maldives enough to make it their job. With 16 activities included, from paddleboarding to snorkelling, there is something for everyone.

You will also be added to a group chat before you go, so you can get to know the rest of your group. This is an ideal chance to speak to people before you are ‘thrown in the deep end’. The company also offer tips on what to pack, the choice to have your own room and an option to extend your stay. If you always wanted to visit the diverse marine life in the Maldives, don’t let travelling solo stop you.

A solo female traveller enjoying the sun in the Maldives

Trek to Everest Base Camp as a solo female traveller

If you travel alone, you don’t have to avoid adventurous activities. Spend two weeks trekking up to the Everest Base Camp with a small group of like-minded women. This challenge will be mentally and physically demanding, so be sure you’re ready before you book. You will have most meals provided for you on this trip, so it takes out the worry about where to eat. Plus, you will get to experience staying in several different accommodations as you trek across Mount Everest.

A tour group trekking up to Everest Base Camp

Dip your toes into solo travel

Want to try travelling as a solo female without committing to a long trip? Try an ‘express’ group trip. Spend 5 days doing an Italian express trip, taking you around Naples and the famous Amalfi Coast. 5 days is long enough to sight-see, and you get a real feel for what it’s like to travel solo.

The benefit of this type of trip is that before booking, you can get a preview of who has already booked onto the trip. For example, if you look and it’s full of people nowhere near your age, you can choose something else. Like some of the other groups, you will be added to a group chat before the trip so you can get to know everyone. If you wish to stay for longer than a few days, once the group trip is over, why not stay a few more days? You could book your return flights for a few days after the group tour ends. This will allow you to explore anything else at your own pace, but you will have confidence from being shown around already in a group.

The view in Italy on a womens only tour

Put Paris on your solo female traveller list

Where you want to go on your solo trip depends entirely on your personal preferences. We’ve mentioned adventurous holidays and relaxing ones, what about a city break? Paris has lots of historic landmarks such as the Eiffel Tower, Notre-Dame Cathedral and the Louvre. You can spend a few days exploring the city at your leisure. You could even arrange to join a scenic river cruise along the River Siene. You’re bound to find other like-minded travellers without committing to being in a group for the whole trip.

The view of the Eiffel Tower on a solo female traveller trip

Take a bite of the big apple

To take some of the worry out of solo female travel, head to somewhere where the main language spoken is English. For example, New York’s primary language is English so you will be able to easily read all of the road signs. This makes navigating around the city much easier. You could also pre-download a travel app such as Citymapper, which will give you directions when you need them.

Plan ahead and invest in a city pass that will get you into several different attractions. New York has something for everyone, from tall buildings to explore, Central Park and ferry rides. You can choose which attractions you’d like to do and this is a good way to get the most out of your experience there. Of course, this is a busy city, so like anywhere, you should keep your wits about you. If you feel uncomfortable in a situation, you should leave.

One of the most common scams in New York is people trying to charge you to take the Staten Island Ferry. This Ferry is free to ride, and you don’t need a ticket*. You should research common scams before you travel so you know what to look out for. Don’t let this put you off, though! The Staten Island Ferry is a great way to get a closer look at the Statue of Liberty without the price tag.

A solo female traveller enjoying the view of New York City

Get travel insurance suitable for a solo female traveller

Before you commit to a trip or travel, always be sure to check the Foreign Commonwealth and Development Office’s (FCDO) advice. Also, the Gov website has lots of helpful tips for solo female travellers to help put your mind at ease.

One of the most important things you can do for your trip is to take out appropriate travel insurance. P J Hayman offers several different insurance policies depending on your trip type. If you want to go on an adventure holiday, our Adventures Policy has you covered. For a nice, relaxing trip or city break, get a quote for our Travel Plus travel insurance.

*Information correct at time of publishing.

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